health insurance, Out of Spoons 0 comments on Three Month Wait

Three Month Wait

My health insurance premium unexpectedly increased – without warning – at the start of 2019. This means I’ll be paying more out of pocket than expected. I’ve not yet figured out how to pay for the dental work that I need done, and that my dental health insurance won’t cover.

I am writing this blog post while sick, and knowing that I will not have access to a primary care doctor for three months.

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health insurance, Out of Spoons 0 comments on Comment I Wrote Opposing Religious Exemptions for Contraceptive Coverage

Comment I Wrote Opposing Religious Exemptions for Contraceptive Coverage

The federal government is trying, once again, to allow religious employers to refuse to cover contraception in their employee’s health insurance plans. The time limit for voicing opinion on this proposed change closes on December 5, 2017.   This proposed rule change might also take away contraceptive coverage in Medicaid, Medicare, and plans obtained via the Affordable Care Act.

Here is the comment I wrote to make it clear that I oppose allowing religious employers/organizations to refuse to cover contraceptives.

Information on the rule change can be found here.  Please add your comment to oppose this change before December 5, 2017.  Feel free to use some of what I wrote in my comment in the comment you write.

This blog will be updated as this goes through the courts.

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Fall Pollen Season 2017, Out of Spoons 0 comments on On Hold

On Hold

Today was Day 34 of the 2017 Fall pollen season.  I am no longer certain if the severe sinus pain I am feeling is a sinus infection or simply the result of 34 days in a row with pollen counts that are higher than my body can tolerate.

I spent some time on the phone today, on hold, in an attempt to get the vision insurance company to send me a vision insurance card.  The photo above, of a hand that is holding an iPhone, felt like a good visual metaphor for being on hold.  “Hold the phone.”

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health insurance, Out of Spoons 0 comments on Update About My Health Insurance Subsidy

Update About My Health Insurance Subsidy

In May of this year, my health insurance subsidy magically disappeared.  A bill arrived in which the premium had gone up so much that there was no way we’d be able to pay it.  Long story short,  I ended up having to pick a new plan.

At the time, I had a Silver plan. The subsidy helped me pay for it and my premiums were low enough to make it possible for me to afford health insurance coverage.  My husband and I are both disabled, and my attempt to get Social Security Disability was denied – so I can’t get Medicare.  I’m stuck with individual health insurance from a private company.

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health insurance, Out of Spoons 0 comments on An Open Letter to Assembly Member Anthony Rendon Regarding Single Payer Health Care

An Open Letter to Assembly Member Anthony Rendon Regarding Single Payer Health Care

Assembly Member Anthony Rendon,

Please stop blocking SB 562 – the bill that could enable Californians to have access to single payer health care.  It is extremely important, now more than ever, that the State of California take steps to protect people’s access to health care.

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health insurance, Out of Spoons 1 comment on Freaking Out Over My Health Insurance Subsidy

Freaking Out Over My Health Insurance Subsidy

I’m going to greatly summarize what just happened.  A little while ago, my husband got a bill from my health insurance company.  For some unknown reasons, my premium went up DRAMATICALLY because my subsidy had been taken away from me.  He later explained that when he got this bill, he was afraid that he would have to get (another) job.

Let me put that into context.  My husband is legally blind and gets Medicare as a result.  He has optic nerve atrophy, which cannot be cured.  He has tried, in the past, from time to time, to get a “regular job” – but is greatly limited by what kind of job he can do because of his vision.  In addition, he already has a job doing freelance writing and audio production.

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Out of Spoons, Spring Pollen Season 2017 0 comments on Spring Pollen Season – Day Seventy-Eight

Spring Pollen Season – Day Seventy-Eight

Today, the pollen count was 7.7. It is just a little bit higher than yesterday’s pollen count. Somehow, I have unintentionally managed to force myself to be productive and get paid writing work done even while I’m sick and experiencing “brain fog”.

Earlier today, the United States House of Representatives voted to repeal “Obamacare”, and replace it with “Trumpcare”. This is going to kill people like me who have pre-existing conditions because it allows health insurance companies to refuse to cover us, or to cover us with plans that include premiums that are too expensive for people to afford.

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Out of Spoons, Spoonie Writing 0 comments on Jason Chaffetz Thinks Poor People Shouldn’t Have iPhones

Jason Chaffetz Thinks Poor People Shouldn’t Have iPhones

Representative Jason Chaffetz (Republican – Utah) made the following comment when he was trying to defend the horrible health care plan that the GOP released.  They want to replace “Obamacare” with their plan, which will, in short, cause a whole lot of harm to poor people – especially poor people who have chronic or serious illnesses.

Here is what Representative Jason Chaffetz said:

“Well, we’re getting rid of the individual mandate.  We’re getting rid of those things that people said they don’t want.  Americans have choices, and they’ve got to make a choice.  So rather than getting that new iPhone that they just love and want to go spend hundreds of dollars on that, maybe they should invest in their own health care.” 

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Out of Spoons, Spoonie Writing 0 comments on An Open Letter to My Online Followers

An Open Letter to My Online Followers

Dear online followers,

I’m not in a good place right now.

I got sick on Christmas due to overload of allergens, and haven’t managed to recover from that yet.  The upcoming spring pollen season is probably going to start in the next couple of weeks, and it will affect me very negatively.  (It has for the past two years.)

Right now, the news is all about Congress voting to repeal the Affordable Care Act.  The way I’m able to afford health insurance right now is because I get a subsidy from the Affordable Care Act to help pay for my monthly health insurance premiums.  This allows me to afford to see my rheumatologist (about every three months or so).

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