The Patient Protection and Affordable Care Act (which was also called ACA or Obamacare) was passed on March 21, 2010. President Barack Obamacare signed it into law on March 23, 2010. People were able to sign up for “Obamacare” plans on Marketplaces starting in October of 2013. Those plans kicked in on January 1, 2014.
Because of Obamacare, Americans who previously were unable to afford health insurance coverage were able to do so – some for the first time in their lives. People with low-income qualified for subsidies that could be used to cover part or all of the premiums of plans found in the Marketplace. Medicaid was expanded (in several states) to cover more poor people.
In this blog, I will give a timeline of what it was like to attempt to get health insurance coverage before Obamacare. The timeline is based on my own experiences as an adult who was trying to find affordable health insurance that actually covered things.
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