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Obamacare is the name most frequently used to refer to President Barack Obama’s signature piece of health care legislation. That’s not the actual name off the health care law, though.  The phrase “Obama-care” was first used by lobbyist Jeanne Schultz Scott in the trade journal Healthcare Financial Management in March 2007.

The name of the law is the Patient Protection and Affordable Care Act. (PPACA).  It is often shortened to Affordable Care Act (ACA).  People also call the health care law Obamacare, and it is also sometimes spelled as ObamaCare.

On March 3, 2016, The New York Times reported that President Obama said that enrollment in health coverage under the Affordable Care Act had reached a new high – 20 million people. That figure includes people who have received private health insurance on the exchanges, those who gained Medicaid coverage under state expansions, and young adults who were able to stay on their parents’ health plans until age 26.

Here is what happened to Obamacare after President Trump took office on January 20, 2017, with a Republican majority in both the U.S. Senate and in the U.S. House of Representatives.

This blog post covers the shenanigans that happened in 2017, during the 115th Congress.

Before I start this timeline of the GOP attempting to destroy Obamacare, I want to go back to The New York Times article (linked above).  The article was talking about a speech given by President Barack Obama in Milwaukee. He said:

Congressional Republicans have tried and failed to repeal Obamacare about 60 times. They have told you what they would replace it with zero times.

If they got their way, 20 million people would have their health insurance taken away from them. Twenty million people!”

As I worked on putting this blog together, I realized that the GOP’s interest in taking away access to affordable health care spanned farther than Obamacare.  They were also making efforts rip away funding for women’s health care, children’s health care, healthcare for people who are LBGT,  and even the health care program for miners who have black lung.

January 20, 2017: The New York Times posted an article titled: “Trump Issues Executive Order Scaling Back Parts of Obamacare”. It was written by Julie Hershfeld Davis and Robert Pear. From the article:

In his first executive order, President Trump on Friday directed government agencies to scale back as many aspects of the Affordable Care Act as possible, moving within hours of being sworn in to fulfill his pledge to eviscerate Barack Obama’s signature health care law.

The one-page order, which Mr. Trump signed in a hastily arranged Oval Office ceremony shortly before departing for the inaugural balls, gave no specifics about which aspects of the law it was targeting. But its broad language gave federal agencies wide latitude to change, delay or waive provisions of the law that they deemed overly costly for insurers, drug makers, doctors, patients or states, suggesting that it could have wide-ranging impact, and essentially allowing the dismantling of the law to begin even before Congress moves to repeal it…

…”In the meantime,” the order said, “pending such repeal, it is imperative for the executive branch to ensure that the law is being efficiently implemented, take all actions consistent with law to minimize the unwarranted economic and regulatory burdens of the act, and prepare to afford the states more flexibility and control to create a more free and open health care market.”…

…Using the phrase “to the maximum extent permitted by law,” the order directs federal agencies to move decisively to implement changes, including granting flexibility that insurers and states had long implored the Obama administration to provide.

It also instructs them to work to create a system that allows the sale of health insurance across state lines, which Republicans have long proposed as the centerpiece of an alternative to the law.

The order does not direct the Department of Health and Human Services to ease any particular aspect of the 2010 law, but it could result in a substantial weakening of one of its central features: the so-called “individual mandate” that requires most Americans to have health insurance or pay a tax penalty…

February 14, 2017: Donald J. Trump @realDonaldTrump tweeted: “Obamacare continues to fail. Humana to pull out in 2018. Will repeal, replace & save healthcare for ALL Americans”.  The tweet included a link to the following article from The Hill.

February 14, 2017: The Hill posted an article titled: “Humana to drop out of ObamaCare at end of 2017”. It was written by Jessie Hellmann. From the article:

Health Insurance company Humana announced Tuesday that it would leave ObamaCare market in 2018.

The insurer said it would offer plans through 2017, but that the market has not stabilized enough to participate next year.

Humana said it was losing money from taking on too many sick people without enough healthy people to balance the pools.

The decision came after Humana scaled back participation and raised premiums, among other changes…

…Humana scaled back its exchange participation to 11 states and 156 counties in 2017, down from 1,351 counties in 19 states the previous year.

The withdrawal will have a big impact in Tennessee, where it is the only exchange insurer in several counties.

Humana is also one of only two insurers in dozens of counties in states like Mississippi and Georgia.

The move comes as other insurers worry about the looming ObamaCare repeal push in Congress…

March 9, 2017: GovTrack provided information about The American Health Care Act of 2017 (AHCA). From the information:

…On March 9, 2017, the text of the AHCA was first made available. It was a comprehensive plan that repealed major parts of the ACA, including the Medicaid expansion and many taxes, but also kept major parts of the ACA intact, such as the exchanges…

GovTrack provided a summary of the AHCA as of March 9:

What would stay the same:

  • The AHCA would keep the ACA’s requirement that dependents can stay “on their parent’s plan until they are 26.”
  • The exchanges (aka marketplaces) run by the federal government and states, which listed individual and small business health insurance plans, would continue under the ACA.
  • The ACHA would also continue to provide subsidies for premiums that are based on income, although the formula would be completely different and the subsidy would likely be much less for young, low-income Americans.
  • The AHCA would keep some Medicaid benefits for those that enroll prior to 2020.
  • The AHCA would keep the restriction that subsidies can’t pay for health insurance that covers abortion.

Changes to the individual mandate: 

The AHCA even includes a penalty for individuals who don’t get coverage, referred to as the “individual mandate” in the ACA. While the ACA imposes a roughly $700 per year penalty for not holding health insurance, the AHCA would instead impose a surcharge of up to 30% the next time you get insurance after a lapse in coverage.

Depending on your premiums and how long you go without insurance, the ACHA’s penalty could be more or less than the ACA’s current penalty. In many cases, it might be about the same.

What would be expanded:

  • Contribution limits to Health Savings Accounts (HSAs) would be increased to encourage their use. With HSAs, you can put aside some of your income for medical expenses, and not pay taxes on it.
  • Under the AHA, federal subsidies for paying premiums could be used to pay for insurance both from and not from the exchanges.

Some parts of the ACA would end:


  • The ACA expanded Medicaid eligibility in 32 states that opted in to it. The AHCA would reverse the eligibility expansion beginning in 2020 (anyone enrolled by then would remain enrolled), and it would reduce federal support for Medicaid with caps on coverage.
  • The ACA expanded required benefits under Medicaid, such as mental health and addiction services, which would no longer be required.

Covered through an employer:

  • Fines would be eliminated for large employers that don’t provide health plans.
  • Small business tax credits would end in 2020.

Covered through an individual plan:

  • The ACA limited what health insurance providers could charge in premiums. Under the AHCA, those limits would be adjusted so that younger people might see lower premiums and older people much higher premiums.
  • The ACA’s complex cost-sharing provisions that lowered costs for some low-income Americans would be eliminated.
  • The ACA’s awkward bronze/silver/platinum level would go away.

Other changes:

  • A long list of taxes created by the ACA to pay for its subsidies would be eliminated, but some new taxes will be added, such as a new tax on the value of health insurance provided by an employer.
  • Parts of last year’s last-minute bipartisan 21st Century Cures Act would be defunded.

“Defunding” Planned Parenthood:

  • The AHCA would prohibit federal funding from going to Planned Parenthood, mostly through Medicaid, for one year.
  • This would pause federal reimbursements for Planned Parenthood’s reproductive health, maternal health, and child health services — but not its abortion services because federal funs are already prohibited from being used for abortion.

Bottom line:

How the AHCA would affect you depends on your income, how you get your health insurance, and what kinds of care you need.

  • For older, low-income Americans with health insurance from the individual market: Premiums could increase by $3,600 for a 55-year-old earning $25,000 a year, and $8,400 for a 64-year-old earning $15,000 a year.
  • For low-income Americans covered by Medicaid, the federal cap on support would likely lead to fewer benefits and higher out-of-pocket costs. 5 to 8 million individuals are predicted to lose Medicaid coverage entirely.
  • If you are covered by your employer, your employer would be allowed to stop providing coverage — and that’s made more likely because tax credits and the tax advantage for employer-provided coverage would be eliminated. But experts are split on whether the AHCA will affect employer coverage — and even whether the ACA ever had any effect on employer coverage to begin with.
  • Americans with income around $40,000 – $75,000 who purchase an individual plan may be better off because the ACA’s subsidies for low-income Americans would be spread out to income up to $75,000 (unless premiums go up too). If your income is below that, some of your subsidies are now going to go to other people with higher income.
  • If you have an income of $200,000 or more, or investment income, you can expect your tax bill to go down — those making $1 million or more can expect around $50,000 less in taxes each year.

March 11, 2017: Donald J. Trump @realDonaldTrump tweeted: “We are making great progress with healthcare. ObamaCare is imploding and will only get worse. Republicans coming together to get job done!”

March 13, 2017: Donald J. Trump @realDonaldTrump tweeted: “ObamaCare is imploding. It is a disaster and 2017 will be the worse year yet, by far! Republicans will come together and save the day.”

March 24, 2017: Donald J, Trump @realDonaldTrump tweeted: “The irony is that the Freedom Caucus, which is very pro life and against Planned Parenthood, allows P.P. to continue if they stop this plan!”

March 25, 2017: Donald J. Trump @realDonaldTrump tweeted: “ObamaCare will explode and we will all get together and piece together a great healthcare plan for THE PEOPLE. Do not worry!”

March 26, 2017: Donald J. Trump @realDonaldTrump tweeted: “Democrats are smiling in D.C. that the Freedom Caucus, with the help of Club For Growth and Heritage, have saved Planned Parenthood and Ocare!”

March 26, 2017: The Hill posted an article titled: Trump: Conservative lawmakers, groups ‘saved’ Planned Parenthood, Obamacare”. It was written by Kyle Balluck and Rebecca Savransky. From the article:

President Trump early Sunday said the conservative House Freedom Caucus, along with the Club for Growth and Heritage Action for America “saved” Planned Parenthood and Obamacare.

“Democrats are smiling in D.C. that the Freedom Caucus, with the help of Club for Growth and Heritage, have saved Planned Parenthood & Ocare!” Trump tweeted…

…His comments come after Speaker Paul Ryan (R-Wis.) on Friday pulled the GOP healthcare bill amid dwindling support among Republicans. The move, which marked the president’s first legislative defeat, comes after seven years of rhetoric from Republicans who campaigned on repealing and replacing former President Barack Obama’s signature healthcare legislation.

After the bill was pulled, the president blamed Democrats for not backing the GOP healthcare proposal and signaled he would move on to other legislative priorities.

The president met with members of the Freedom Caucus last week in his push to whip up votes for the GOP healthcare bill. But House conservatives wanted the bill to go further in taking apart ObamaCare and were hoping for specific policy concessions from Trump.

Before the bill was pulled, most Freedom Caucus members indicated they wouldn’t back the bill, as did a number of centrist Republicans…

April 2, 2017: Donald J. Trump @realDonaldTrump tweeted: “Anybody (especially Fake News media) who thinks that Repeal & Replace of ObamaCare is dead does not know the love and strength in the R Party!”

April 2, 2017: Donald J. Trump @realDonaldTrump tweeted: “Talks on Repealing and Replacing ObamaCare are, and have been, going on, and will continue until such time as a deal is hopefully struck.”

April 13, 2017: The New York Times posted an article titled: “Trump Signs Law Taking Aim at Planned Parenthood Funding”. It was written by Julie Hirschfeld Davis. From the article:

President Trump signed legislation on Thursday aimed at cutting off federal funding to Planned Parenthood and other groups that perform abortions, a move cheered by conservatives who have clamored to impose curbs on reproductive rights.

The measure nullifies a rule completed in the last days of the Obama administration that effectively barred state and local governments from withholding federal funding for family planning services related to contraception, sexually transmitted infections, fertility pregnancy care, and cervical cancer screening from qualified health providers – regardless of whether or not they also preform abortions. The new measure cleared Congress last month with Vice President Mike Pence casting the tie breaking vote in the Senate.

The previous Department of Health and Human Services regulation, which took effect two day before Mr. Trump’s inauguration, said that states and localities could not withhold money from a provider for any reason other than an inability to provide family planning services.

Mr. Trump has shown ambivalence about Planned Parenthood, voicing support for its health-related services other than abortion, and his daughter Ivanka has urged him to tread carefully on the issue, concerned about the possible political repercussions of the Republican effort to defund the organization altogether. As a middle ground, Mr. Trump has proposed preserving federal funding for Planned Parenthood if it stops providing abortion services.

The organization has said it will never accept such a deal. Ad federal law already prohibits government funding for abortion, except in cases of rape or incest, or to save a woman’s life.

Regardless of his misgivings about the effort, Mr. Trump appeared ready to accept congressional Republicans’ idea of using a broad health care overhaul to strip all federal money from Planned Parenthood. When the Freedom Caucus, a conservative faction of House Republicans, refused to support legislation to repeal the Affordable Care Act last month, Mr. Trump took to Twitter to denounce the group, saying it had “saved Planned Parenthood.”…

…The rule reversed on Thursday was a response by the Obama administration to moves by more than a dozen Republican-controlled states in recent years to defund Planned Parenthood and other abortion providers. They did so by blocking clinics from receiving Title X money – named for the 1970 law that created the federal family planning program – as well as Medicaid reimbursements.

State courts have ruled against such restrictions for Medicaid reimbursements, but since Title X money is distributed through grants to states, they have the power to set criteria for recipients…

April 30, 2017: Donald J. Trump @realDonaldTrump tweeted: “You can’t compare anything to ObamaCare because ObamaCare is dead. Dems want billions to go to Insurance Companies to bail out donors…New”

May 4, 2017: Senator Lindsey Graham @LindesyGrahamSC tweeted: “A bill – – finalized yesterday, has not been scored, amendments not allowed, and 3 hours final debate – – should be viewed with caution.”

May 4, 2017: GovTrack posted information about The American Health Care Act of 2017 (AHCA) – and updated that information periodically.  From the information:

  • The American Health Care Act of 2017 (AHCA) was a leading proposal in the first half of 2017 by House Republicans to “repeal and replace” the Affordable Care Act (aka Obamacare) and “defund” Planned Parenthood. It was also the vehicle for passage of the Senate Republicans’ leading proposals.
  • The bill was brought to the House and Senate floors under the rules of the budget reconciliation process, by which one bill each year is immune to a Senate filibuster so long as it meets certain requirements related to the budget. By being immune to a filibuster, only 51 votes were needed in the Senate rather than 60. But during Senate preceding the bill was nevertheless ruled out of order for having provisions that were not related to the budget, forcing several votes with the 60-vote threshold.

GovTrack also provided a summary of the AHCA as passed by the House of Representatives on May 4, 2017:

  • States may opt-out of providing the ACA’s essential health benefits (This requirement was already dropped in the bill for Medicaid but not for the individual market).
  • States may opt-out of requiring premiums to be the same for all people of the same age, so while individuals with pre-existing conditions must be offered health insurance, there is no limit on the cost of that insurance. A new $8 billion fund would help lower premiums for these individuals.
  • States may opt-out of limiting premium differences based on age.
  • There would be a $15 billion fund for risk sharing to help states lower premiums.

May 4, 2017: The U.S. House of Representatives voted on the American Health Care Act (AHCA). The vote was 217 YEAS to 213 NAYS.  This means that the AHCA bill passed the House of Representatives.

Most of the Republican Representatives voted YEA. Some Republican Representatives voted NAY:

  • Andy Biggs (Arizona District 5)
  • Mike Coffman (Colorado District 6)
  • Barbara Comstock (Virginia District 10)
  • Ryan Costello (Pennsylvania District 6)
  • Charlie Dent (Pennsylvania District 15)
  • Dan Donovan (New York District 11)
  • Brian Fitzpatrick (Pennsylvania District 8)
  • Jamie Herrera Beutler (Washington District 3)
  • Will Hurd (Texas District 23)
  • Walter Jones (North Carolina District 3)
  • David Joyce (Ohio District 14)
  • John Katko (New York District 24)
  • Leonard Lance (New Jersey District 7)
  • Frank A. LoBiondo (New Jersey District 2)
  • Thomas Massie (Kentucky District 4)
  • Pat Meehan (Pennsylvania District 7)
  • Dave Reichert (Washington District 8)
  • Ileana Ros-Lehtinen (Florida District 27)
  • Chris Smith (New Jersey District 4)
  • Mike Turner (Ohio District 10)

All of the Democratic Representatives voted NAY.

May 4, 2017: The New York Times posted an article titled: “House Passes Measure to Repeal and Replace the Affordable Care Act”. It was written by Thomas Kaplan and Robert Pear. From the article:

The House on Thursday narrowly approved legislation to repeal and replace major parts of the Affordable Care Act, as Republicans recovered from their earlier failures and moved a step closer to delivering on their promise to reshape American health care without mandated insurance coverage.

The vote, 217 to 213 held on President Trump’s 105th day in office is a significant step on what could be a long legislative road. Twenty Republicans bolted from their leadership to vote no. But the win keeps alive the party’s dream of unwinding President Barack Obama’s signature domestic achievement.

The House measure faces profound uncertainty in the Senate, where a handful of Republican senators immediately rejected it, signaling that they would start work on a new version of the bill virtually from scratch…

…Even before the vote, some Republican senators had expressed deep reservations about one of the most important provisions of the House bill, which would roll back the expansion of Medicaid under the Affordable Care Act.

But a softening of the House bill, which could help it get through the Senate, would present new problems. For any repeal measure to become law, the House and the Senate would have to agree on the language, a formidable challenge…

…After weeks of negotiations and false starts, Mr. Trump and House Republicans were not about to dwell on the tough road ahead. Passage of the health care bill completed a remarkable act of political resuscitation, six weeks after House leaders failed to muster the votes to pass an earlier version of the measure, a blow to Mr. Trump and Speaker Paul D. Ryan of Wisconsin…

…Trump quickly turned his attention to pressuring the Senate to act, calling the majority leader, Mitch McConnell, Republican of Kentucky, to talk about the way forward for the health plan.

Democrats, who voted unanimously against the bill, vowed to make Republicans pay a political price for pushing such unpopular legislation. As Republicans reached the threshold for passage, Democrats serenaded them with , “Na na na na, na na na na, hey hey hey, goodbye!”…

…The House bill would eliminate tax penalties for people who go without health insurance. It would roll back state-by-state expansions of Medicaid, which covered millions of low-income Americans. And in place of government-subsidized insurance policies offered exclusively on the Affordable Care Act’s marketplaces, the bill would offer tax credits of $2,000 to $4,000 a year, depending on age…

…The nonpartisan Congressional Budget Office said the first version of the bill would trim the federal budget deficits considerably but would also leave 24 million more Americans without health insurance after a decade. Average insurance premiums would be 15 percent to 20 percent higher in 2018 and 2019, but after that, they would be lower than projected under current law…

…Doctors, hospitals and other health care providers joined patient advocacy groups like the American Cancer Society and AARP in opposing the repeal bill…

…The House vote on Thursday occurred before the Congressional Budget Office had released a new analysis of the revised bill with its cost and impact. Democrats angrily questioned how Republicans could vote on a bill that would affect millions of people and a large slice of the American economy without knowing the ramifications…

May 4, 2017: Mother Jones posted an article titled: “Republicans Just Voted to Take Away Health Care From Millions of People”. It was written by Patrick Caldwell. From the article:

Republicans in the House of Representatives narrowly voted to repeal Obamacare Thursday afternoon, approving a bill that would cut Medicaid funding by 25 percent, allow older Americans to be charged higher health premiums, and scrap all federal funding for Planned Parenthood. It would also allow states to permit insurance companies to charge more for people with preexisting conditions and to choose not to provide a range of benefits, including maternity care and mental health care.

The House passed the GOP plan, dubbed the American Health Care Act, by a 217-213 margin, with all but 20 Republicans voting in favor of the law. No Democrats voted for the bill. The bill will now head to the Senate, where a number of Republicans have called for significant changes to the legislation.

When the Congressional Budget Office analyzed an earlier version of the AHCS in March, it found that under the bill, 24 million fewer people would have health insurance than under Obamacare – and that was before Republicans added a provision allowing insurance companies to raise rates on people with preexisting conditions in states that receive a waiver. But we still don’t know exactly what impact the bill that just passed the House will have; that’s because Republicans rushed through the vote before the CBO could release estimates of how many people would be insured under the new legislation.

The Republican bill is a hodgepodge of policies overturning Obamacare. It includes the most controversial parts of the original Obamacare repeal bill that Republicans pushed for in March. For example, it would replace the current Obamacare assistance for premiums – which guarantee that lower-income families will only have to devote a certain percentage of their income to buying insurance – with a lower subsidy based strictly on age. It also ends Obamacare’s Medicaid expansion and imposes a cap on all Medicaid funding; those provisions will result in the government spending $880 million less on Medicaid over the next decade, lowering annual Medicaid spending by 25 percent in 2026 and covering 14 million fewer people through that program. The bill also replaces Obamacare’s age restrictions: Current law allows insurance companies to charge older Americans a maximum of three times as much as younger people. Trumpcare would bump that ratio up to 5-to-1, raising the rates for older people who don’t yet qualify for Medicare…

May 4, 2017: Wired posted an article titled: “The House Health Plan Makes Your Genes A Preexisting Condition”. It was written by Adam Rogers. From the article:

…The ACA specifically protected against discriminations for preexisting conditions that showed up through genetic tests. You might not be sick yet – in technical terms, the illness has not manifested – but if you, for example, test positive for one of the pathogenic variants (a less X-Manly term than “mutation”) in the BRCA gene that predisposes you to breast cancer, you could still get covered. If the House bill becomes law, that protection vanishes…

…It’s not like nobody saw this debate coming. Even back when sequencing a human genome cost $100 million, policymakers and scientists were trying to figure out how to safely get data from people while simultaneously keeping insurers and employers from using it to screw them. After a decade of debate, the result was the Genetic Information Nondiscrimination Act, a 2008 bill that aimed to protect people’s genetic privacy. GINA wasn’t perfect – it doesn’t extend to long-term care and life insurance for example.

GINA also doesn’t quite define illness. It protects family history and tests of DNA, RNA, proteins, metabolites, and other indicators – a panoply of -omics beyond just genomics. But it doesn’t protect you if you already have symptoms. So then the question is, what counts as a symptom? Is a person only sick when they first start feeling pain? When a doctor prescribes a drug? Or when something changes on a cellular level? “When you don’t have symptoms and you aren’t disabled or have some significant clinical syndrome, does that mean that it’s preexisting? When its encoded in your DNA or other parts of your intrinsic self?” [Eric] Tool [a geneticist at the Scripps Research Institute] asks…

…thanks to the ACA becoming law just a couple of years after GINA, nobody ever really had time to find out what GINA will actually protect. “These definitions haven’t been fully tested because they haven’t shown up in court,” [Anya] Prince, [a lawyer and researcher at the Center for Genomics and Society at UNC] says. Just an example: Fiscal 2013 saw 333 employment discrimination complaints based on GINA…and 90,000 based on everything else – mostly the Americans with Disabilities Act. Most people have never even heard of GINA. If Congress and the President replace Obamacare with something like what the House has cooked up, that’ll change, because GINA will be the only way to force insurance companies to cover people with preexisting conditions…

May 25, 2017: Mother Jones posted an article titled: “The GOP Health Bill Would Make Zika the Newest Preexisting Condition”. It was written by Rebecca Leber. From the article:

The controversial GOP health care bill that narrowly passed the House of Representatives this month could have devastating consequences for mothers and children infected with Zika, experts say. The mosquito-borne virus is just one on a nearly endless list of preexisting medical conditions – cancer, asthma, pregnancy – for which insurers could potentially charge higher premiums if Republicans get their way.

One of the most popular features of Obamacare is a provision known as “community rating”, which bars insurance from charging more for people with preexisting conditions. This was a common practice before Obamacare was enacted in 2010; stories of sick people being unable to find affordable coverage were one of the main arguments used by the legislation’s supporters. Of course, the public health crisis surrounding Zika – and the birth defects it can cause – wasn’t an issue at the time; no one in the United States had yet contracted the virus. But if the House’s Obamacare repeal bill becomes law, people with Zika could end up paying far more for their health care – and could even end up priced out of insurance entirely.

Multiple health care experts told Mother Jones that the GOP bill would almost certainly mean a host of insurance problems for both pregnant women who have had Zika and infants born with microcephaly, a condition where a child has a smaller brain and other health defects. Zika can cause a host of other birth defects and in rare cases has been linked to Guillian-Barré syndrome, which can cause temporary paralysis in adults. What’s more, the GOP bill cuts funding to the Centers for Disease Control and Prevention, the agency on the front lines of the battle against the disease.

The Republican bill includes an amendment that allows states to opt out of the Obamacare community rating protection. Under the GOP plan, if a person’s health coverage were to lapse longer than 63 days in a state that opts out, that person could be charged a prohibitive cost on the private market. Short lapses in coverage are incredibly common. The Kaiser Family Foundation estimates that 27.4 million non elderly adults had a several-month gap in coverage in 2015. For the 6.3 million of these adults who have preexisting conditions, the costs could be significant. the liberal Center for American Progress estimated that under the GOP bill, people with even mild preexisting conditions would pay thousands more per year – a 40-year-old, for example, would likely be charged an extra $4,340 in premiums if she had asthma, or $17,320 extra if she were pregnant…

May 28, 2017: Donald J. Trump @realDonaldTrump tweeted: “I suggest that we add more dollars to Healthcare and make it the best anywhere. ObamaCare is dead – the Republicans will do much better!”

June 14, 2017: The Associated Press posted an article titled: “AP Sources: Trump tells senators House health bill ‘mean'”. From the article:

President Donald Trump told Republican senators Tuesday that the House-passed health care bill he helped revive is “mean” and urged them to craft a version that is “more generous,” congressional sources aid.

Trump’s remarks were a surprising slap at a Republican-written House measure taht was shepherded by Speaker Paul Ryan, R-Wis., and whose passage the president lobbied for and praised. At a Rose Garden ceremony minutes after the bill’s narrow House passage on May 4, Trump called it “a great plan.”…

…Trump’s comments were described by two GOP congressional sources who received accounts of Tuesday’s White House lunch. They spoke on condition of anonymity to reveal a closed-door conversation…

June 22, 2017: Ballotpedia posted information about the Better Care Reconciliation Act (BCRA). It is the Senate’s version of the American Health Care Act, which was passed by the U.S. House of Representatives on May 4, 2017.  From the information:

The bill is a reconciliation bill, meaning it impacts the budgetary and fiscal provisions of the Affordable Care Act (ACA) – commonly known as Obamacare – and does not contain a provision to repeal the law in its entirety. The bill would repeal the individual and employer mandates, adjust the ACA’s system of tax credits, and end the ACA’s Medicaid expansion. Medicaid funding would also be converted from an open-ended entitlement to a per-member amount.

Highlights of the Senate’s Better Care Reconciliation Plan:

  • Medicaid funding would increase each year by the medical component of inflation plus 1 percentage point until 2025, then would increase according to inflation each year thereafter.
  • The bill would fund cost-sharing reduction payment reimbursements through 2019. The cost-sharing reduction program would end in 2020.
  • The bill would suspend for one year federal funding available for a certain category of community health centers that includes Planned Parenthood.

…The Better Care Act is a reconciliation bill. Reconciliation bills primarily deal with changes in taxes or spending and can bypass potential filibusters in the Senate. Reconciliation bills can pass the Senate with a simple majority of votes (51-49) rather than the 60 vote threshold required to end a Senate filibuster. This means that Senate Republicans would need at least 50 votes to pass the bill, with Vice President Mike Pence casting the tie-breaking 51st vote…

June 22, 2017: Wired posted an article titled: “The Senate Health Bill Is A Disaster for the Opioid Crisis”. It was written by Megan Moteni. From the article:

After seven years of promising to repeal and replace the Affordable Care Act, Senate Republicans are now closer to achieving that goal than before. Thursday morning, they finally unveiled their secretly drafted healthcare bill. It is not, as some hoped, a drastic departure from the House’s version which passed last month. While being slightly less “mean”, in that it provides more financial support to some lower-income groups, the Senate bill still lands punches to Obamacare in all the same places.

It still ends the healthcare mandate that every American be insured. It still gives power to the states to drop many of the essential benefits required by the ACA, including maternity care, emergency services, substance abuse, and mental healthcare treatments. It still ends the Medicaid expansion that helped 20 million people get insured (although one year later than the House proposed). And it places a cap on Medicaid, while simultaneously slashing about $840 billion from the entitlement program over the next 10 years to pay for enormous tax cuts for the wealthy. All of which adds up to very bad news for patients – but especially for the 2.5 million Americans currently struggling with an opioid addiction.

In closed-door sessions this week, Republican senators from states hardest hit by the current drug crisis tried to soften those deep Medicaid cuts by advocating for a separate funding stream of $45 billion over 10 years for substance abuse treatment and prevention. According to data compiled by the Associated Press, that expansion accounted for 61 percent of total Medicaid spending on substance abuse treatment in Kentucky, 56 percent in Michigan, and 43 percent in Ohio.

Instead, what they got was a bill that promises to deliver $2 billion for 2018. That’s it…

June 22, 2017: NPR posted an article titled: “CHART: Who Wins, Who Loses With Senate Health Care Bill”.  It includes charts that make it easy to compare The Affordable Care Act (Obamacare), the House American Health Care Act, the Senate Better Care Reconciliation Act, and the Senate Repeal-Only bill.

Here are the details NPR provided about the Senate’s Better Care Reconciliation Act (BCRA):

  • Keeps the Obamacare provision that allows people to stay covered by their parent’s health insurance plan up through age 26. That group is also allowed to buy a plan independent from their parents.
  • The CBO report says 22 million people would lose health insurance over the next 10 years under the BCRA, with people between ages 50 and 64 disproportionately impacted.
  • The oldest people under 65 would pay five times more for health insurance they buy from the exchanges than younger people who buy health insurance from the exchanges.
  • Subsidies to help pay for insurance would be less and end at incomes of 350 percent of poverty level. This would make deductibles in many cases very high.
  • Federal contributions to Medicaid start to decline in fiscal year 2020.
  • A revision to the BCRA allows subsidies to be used to by plans that offer only catastrophic care, and to allow consumers to use health savings accounts to pay for their premiums.
  • Keeps the Obamacare provision that allows skilled nursing care to be covered by Medicare for up to 100 days per illness.
  • Medicaid coverage for nursing home services and payments to nursing homes could be cut as federal payments to states decline.
  • Keeps the part of the Obamacare provision that requires insurance companies to accept all applicants regardless of health status. Removes the part of the Obamacare provision that prevents people with pre-existing medical conditions to be denied health insurance coverage or charged more for their health insurance coverage.
  • The draft of the BCRA allowed states to ask permission to reduce required coverage (“essential health benefits”). The purpose was to give insurers some discretion over what they offered in their plans. This could result in “substantial increases” in costs for people who want those services according to the CBO.
  • If a particular benefit is no longer classified as essential, insurers could impose annual and/or lifetime limits on what they spend on patients for that benefit.
  • Caps on the annual out-of-pocket costs for patients would no longer apply.
  • Removes the Obamacare provision that requires federal programs to reimburse Planned Parenthood for most services.
  • Places a one-year block on federal reimbursements for care provided by Planned Parenthood. The CBO estimates 15 percent of low-income women who already have reduced access to care would completely lose access to family planning care, increasing birthrates and Medicaid spending for childbirth and children’s insurance. But those increases would be offset by Planned Parenthood cuts.
  • Changes the Obamacare provision that states that a person may qualify for Medicare and also Medicaid. The BCRA would still allow a person to qualify for Medicare and also Medicaid, but services covered by Medicaid could be cut as federal funding to states declines over time. The CBO report suggests that by 2026, Medicaid enrollment would fall by more than 15 million people.
  • Removes the Obamacare provision that requires that mental health care be covered by all health insurance plans under essential health benefits.
  • The BCRA allows states to request waivers to opt out of requiring essential health benefits. If a state opted out of coverage for mental health care, insurance that includes mental health care coverage could become “extremely expensive,” the CBO says.
  • Under Obamacare, 31 states and the District of Columbia offered expanded Medicaid coverage to low-income people. The BCRA does not continue that funding.  Instead, the federal funding for Medicaid expansion will phase out between 2021 and 2013. There are 8 states that have a “trigger clause” – if the federal matching rate declines below the Obamacare promised rated, the expansion goes away immediately.
  • The states with a “trigger-clause” are: Arkansas, Illinois, Indiana, Michigan, Montana, New Hampshire, New Mexico and Washington.
  • In 2025, under the BRCA, further reductions to funding for the Medicaid expansion would start.
  • In a separate BRCA provision, states could impose a work requirement on Medicaid recipients. Most able-bodies adult Medicaid recipients already work.
  • Removes the Obamacare provision that requires the wealthy to pay extra taxes to support the ACA (Obamacare).
  • The BRCA would repeal ACA taxes on corporations and the wealthy that pay for insurance subsidies. That would add up to about $563 billion in tax cuts over 10 years, according to the CBO.
  • A BRCA revision keeps some of the ACA’s taxes on higher-income people. But the permission for flexible spending accounts to be used for premium payments will be a tax advantage for those who can afford to put money aside.

June 22, 2017: NPR posted an article titled: “CHART: Who Wins, Who Loses With Senate Health Care Bill”.  It includes charts that make it easy to compare The Affordable Care Act (Obamacare), the House American Health Care Act, the Senate Better Care Reconciliation Act, and the Senate Repeal-Only bill.

Here are the details NPR provided about the Senate’s “Skinny bill” that would, if passed, repeal Obamacare – and not replace it with anything at all:

  • Keeps the Obamacare provision that allows people to stay covered by their parent’s health insurance plan up through age 26. That group is also allowed to buy a plan independent from their parents.
  • According to a CBO report, the repeal bill would repeal major provisions of Obamacare, including the federal Medicaid funding expansion funding, the premium tax credits and cost-sharing subsidies, the individual mandate and the employer mandate.
  • The same CBO report starts that the “Skinny bill” would cause 17 million people would lose health insurance in 2018, rising to 32 million by people by 2026. Premiums on the exchanges would rise by 25 percent in 2018, increasing to 50 pent in 2020.
  • In addition, roughly 10 percent of the population would live in areas where there would not be any insurer in the individual market in 2018. That would rise to half of the nation’s population in 2020, and three-quarters of the population in 2026.
  • Changes the Obamacare provision that requires skilled nursing care to be covered by Medicare up to 100 days per illness and that allows Medicaid to be available (based on income.) The “Skinny bill” would still allow nursing care to be covered by Medicare up to 100 days per illness.  However, Medicaid services or payments to nursing homes could be cut as states see federal funding decline.
  • Changes the Obamacare provision that requires that health insurance coverage cannot be denied to people with pre-existing conditions, and that prevents health insurance companies from charging a higher cost for coverage to people who have preexisting conditions.
  • Instead, insurance companies would be required to accept all applicants regardless of health status. The 10 Obamacare health benefits would also remain in place. But, the provisions that repeal the individual and employer mandate would mean that healthier people would likely drop insurance coverage and prices would rise for consumers who continued to purchase it – in other words, sicker people.
  • The CBO estimates prices would be about 50 percent higher in 2020 and double by 2026.
  • Removes the Obamacare provision that requires federal programs to reimburse Planned Parenthood for most of their services. The “Skinny bill” would put a one-year block on federal reimbursements for care provided by Planned Parenthood.
  • Changes the Obamacare provision that allows a person to qualify for Medicare and also for Medicaid.
  • The “Skinny bill” would continue to allow a person to qualify for Medicare and also for Medicaid. However, the elimination of federal Medicaid expansion funding could have ripple effects to people with disabilities as states would have to decide whether to make up lost funding, trim services, or limit who can get Medicaid. Laws would remain on the books the Medicaid would need to cover people who have disabilities, but in some states, people could face long waits (months to years) to get those benefits.
  • Changes the Obamacare provision that health insurance plans must cover mental health services under essential health benefits.
  • The “Skinny bill” would still require mental health coverage as one of the 10 essential health benefits. However, with the individual mandate that requires people to have insurance, it is likely that only people who require robust coverage would continue to purchase it. Prices would go way up for those on the individual market. Essential health benefits would be done away with in Medicaid.
  • Changes the Obamacare Medicaid expansion.  31 states and the District of Columbia offer expanded Medicaid coverage. The “Skinny bill” would phase out the funding for the Medicaid expansion over two years. Eight states have a “trigger clause” that goes into effect if the federal matching rate for Medicaid goes below the Obamacare-promisted rates. If that happens, those states will immediately end their Medicaid expansion. Those states are: Arkansas, Illinois, Indiana, Michigan, Montana, New Hampshire, New Mexico, and Washington.
  • Removes the Obamacare provision that requires the wealthy to pay extra tax to support Obamacare.
  • The “Skinny bill” repeals taxes on corporations and the wealthy. According to the CBO’s July 19 estimate, that would add up to $613 billion in tax cuts over 10 years.

June 26, 2017: The Congressional Budget Office (CBO) posted a report titled “H.R. 1628, Better Care Reconciliation Act of 2017.” From the summary of the report:

The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) have completed the direct spending and revenue effects of the Better Care Reconciliation Act of 2017, a Senate amendment in the nature of a substitute to H.R. 1628. CBO and JCT estimate that enacting this legislation would reduce the cumulative federal deficit over the 2017-2026 period by $321 billion. That amount is $202 billion more than the estimated net savings for the version of H.R. 1628 that was passed by the House of Representatives.

The Senate bill would increase the number of people who are uninsured by 22 million in 2026 relative to the number under current law, slightly fewer than the increase in the number of uninsured estimated for the House-passed legislation. By 2026, an estimated 49 million people would be uninsured, compared with 28 million who would lack insurance that year under current law…

  • CBO and JCT estimate that, over the 2017-2026 period, enacting this legislation would reduce deficit spending by $1,022 billion and reduce revenues by $701 billion, for a net reduction of $321 billion in the deficit over that period…
  • The largest savings would come from reductions in outlays for Medicaid – spending on the program would decline in 2026 by 26 percent in comparison with what the CBO projects under current law – and from changes to the Affordable Care Act’s (ACA’s) subsidies for nongroup health insurance… Those savings would be partially offset by the effects of other changes to the ACA’s provisions dealing with insurance coverage: additional spending designed to reduce premiums and a reduction from repealing penalties on employers who do not offer insurance and on people who do not purchase insurance.
  • The largest increases in deficits would come from repealing or modifying tax provisions in the ACA that are not directly related to health insurance coverage, including repealing a surtax on net investment income and repealing annual fees imposed on health insurers.

…CBO and JCT estimate that, in 2018, 15 million more people would be uninsured under this legislation than under current law – primarily because the penalty for not having insurance would be eliminated. The increase in the number of uninsured people relative to the number projected under current law would reach 19 million in 2020 and 22 million in 2026. In later years, other changes to the legislation – lower spending on Medicaid and substantially smaller average subsidies for coverage in the nongroup market – would also lead to increases in the number of people without health insurance. By 2026, among people under age 65, enrollment in Medicaid would fall by about 16 percent and an estimated 49 million people would be uninsured, compared with 28 million who would lack insurance that year under current law…

…Under This Legislation. CBO and JCT anticipate that, under this legislation, nongroup insurance markets would continue to be stable in most parts of the country. Although substantial uncertainty about the effects of the new law could lead some insurers to withdraw from or not enter the nongroup market in some states, several factors would bring about market stability in most states before 2020. In the agencies’ view, those key factors include the following: subsidies to purchase insurance, which would maintain sufficient demand for insurance by people with health care expenditures; the appropriation of funds for cost-sharing subsidies, which would provide certainty about the availability of those funds; and additional federal funding provided to states and insurers, which would lower premiums by reducing the costs to insurers of people with high care expenditures.

The agencies expect that the nongroup market in most areas of the country would continue to be stable in 2020 and later years as well, including in some states that obtain wavers that would not have otherwise done so. (Under current law and this legislation, states can apply for Section 1332 waivers to change the structure of subsidies for nongroup coverage; the specifications for essential health benefits [EHB’s], which set the minimum standards for the benefits in the nongroup and small-group markets must cover; and other related provisions of the law.) Substantial federal funding to directly reduce premiums would be available through 2021. Premium tax credits would continue to provide insulation from changes in premiums through 2021 and in later years. Those factors would help attract enough relatively healthy people for the market for most areas of the country to be stable, CBO and JCT anticipate. That stability in most areas would occur even though the premium tax credits would be smaller in most cases than under current law and subsidies to reduce cost-sharing – the amount that consumers are required to pay out of pocket when they use health care services – would be eliminated starting in 2020.

In the agencies’ assessment, a small fraction of the population resides in areas which – because of this legislation, at least for some of the years after 2019 – no insurers would participate in the nongroup market or insurance would be offered only with very high premiums. Some sparsely populated areas might have no nongroup insurance offered because the reduction in subsidies would lead fewer people to decide to purchase insurance – and markets with few purchasers are less profitable for insurers. Insurance coverage certain services would become more expensive – in some cases, extremely expensive – in some areas because of the scope of the EHBs [essential health benefits] would be narrowed through waivers affecting close to half the population, CBO and JCT expect. In addition, the agencies anticipate that all insurance in the nongroup market would become very expensive for at least a short period of time for a small fraction of the population residing in areas in which states’ implementation of waivers with major changes caused market disruption.

The legislation would increase average premiums in the nongroup market prior to 2020 and lower average premiums thereafter, relative to projections under current law, CBO and JCT estimate. To arrive at those estimates, the agencies examined how the legislation would affect the premiums charged if people purchased a benchmark plan in the nongroup market.

In 2018 and 2019, under current law and under the legislation, the benchmark plan has an actuarial value of 70 percent – that is, the insurance pays about 70 percent of the total cost of covered benefits, on average. In the marketplaces, such coverage is known as a silver plan.

Under the Senate bill, average premiums for single individuals would be about 20 percent higher in 2018 than under current law, mainly because the penalty for not having insurance would be eliminated, inducing fewer comparatively healthy people to sign up. Those premiums would be about 10 percent higher than under current law in 2019 – less than in 2018 in part because funding provided by the bill to reduce premiums would affect pricing and because changes in the limits on how premiums can vary by age would result in a larger number of younger people paying lower premiums to purchase policies.

In 2020, average premiums for benchmark plans for single individuals would be about 30 percent lower than under current law.  A combination of factors would lead to that decrease – most important, the small share of benefits paid for by the benchmark plans and federal funds provided to directly reduce premiums…

…Under this legislation, starting in 2020, the premium for a silver plan would typically be a relatively high percentage of income for low-income people. The deductible for a plan with an actuarial value of 58 percent would be a significantly higher percentage of income – also making such a plan unattractive, but for a different reason. As a result, despite being eligible for premium tax credits, few low-income people would purchase any plan, CBO and JCT estimate…

…Some people enrolled in nongroup insurance would experience substantial increases in what they would spend on health care even through benchmark premiums would decline, on average, in 2020 and later years. Because nongroup insurance would pay for a smaller average shares of benefits under this legislation, most people purchasing it would have higher out-of-pocket spending on health care than under current law. Out-of-pocket spending would also be affected for the people – close to half the population , CBO and JCT expect – living in stats modifying the EHBs using waivers. People who used services or benefits no longer included in EHBs would experience substantial increases in supplemental premiums or out-of=pocket spending on health care, or would choose to forgo the services. Moreover, the ACA’s ban on annual and lifetime limits on covered benefits would no longer apply to health benefits not defined as essential in a state. As a result, for some benefits that might be removed from a state’s definition of EHBs but that might not be excluded from coverage altogether, some enrollees could see large increases in out-of-pocket spending because annual or lifetime limits would be allowed…

June 30, 2017: USA Today posted an article titled: “President Trump to Senate GOP: Repeal Obamacare now”. It was written by Jessica Estepa and Eliza Collins. From the article:

President Trump suggested Friday that Senate Republicans may not be able to push through their health care plan meant to repeal and replace Obamacare and suggested a conservative-endorsed alternative instead…

The article pointed out that on June 30, 2017,  Donald J. Trump @realDonaldTrump tweeted: “If Republican Senators are unable to pass what they are working on now, they should immediately REPEAL and then REPLACE at at later date!”

…It’s the second time this week that Trump seemed to recognize how difficult it may be to get this bill through the Senate. On Monday, he said on Twitter, “Republican Senators are working very hard to get there, with no help from the Democrats. Not easy! Perhaps just let Care crash & burn!”

A day later, as Republican opposition to the legislation grew, Senate Majority Leader Mitch McConnell of Kentucky announced that he would postpone a vote on the legislation until after the July Fourth recess.

McConnell needs at minimum 50 of the 52 Republicans in the Senate to vote on the bill. Currently, there are at least eight senators outright opposed to the legislation and a handful of others who have expressed concern….

July 11, 2017: Bloomberg posted an article titled: “America’s Rich Will Get Richer, Its Poor Poorer With Obamacare Repeal”. It was written by John Tozzi. From the article:

…Since the 1970s, as America’s income gap has widened, one of the most powerful drivers of inequality has been the growing cost of health care. The ACA, President Barack Obama’s signature domestic achievement, expanded the safety net for people such as [Jane] Harrod, who lived one bad turn away from financial disaster, extending coverage to about 20 million Americans and cutting the share of uninsured by almost half since 2013.

Soon, it may be a thing of the past. Senate Republicans having returned from their July 4 break, resumed negotiations to replace Obamacare with legislation that could lead to 15 million fewer people being insured next year, and 22 million fewer by 2026,according to the non partisan Congressional Budget Office.

Some insurers are exiting the state marketplaces created by the ACA, leaving parts of the country with no insurers selling Obamacare plans. Republicans cite these departures as evidence that the law is failing and needs to be replaced. Senate Majority Leader Mitch McConnell, a Kentucky Republican, has said that a bipartisan plan to stabilize the marketplaces will be needed if his divided caucus can’t agree on a replacement. Democrats counter that the shaky state of Obamacare is directly related to a refutably Republicans to support it since its passage…

…The Senate bill in its current form would cut taxes on the wealthy and the medical industry, reduce subsidies for insurance coverage, and, for the first time in U.S. history, cap the growth of federal Medicaid spending. The proposed reductions in this state-federal program for low income and disabled people, created under President Lyndon Johnson as part of his Great Society initiatives, “dwarfs the increases that occurred through the ACA”, said Henry Aaron, a Brookings Institution economist…

July 13, 2017: Senators Lindsey Graham (Republican- South Carolina) and Bill Cassidy (Republican – Louisiana) released a proposal to modify the Affordable Care Act (ACA) also known as Obamacare. Ballotpedia has detailed information about what has been called the Graham-Cassidy Obamacare replacement plan. From Ballotpedia:

…The plan was also introduced as an amendment to the Better Care and Reconciliation Act during the Republican effort to repeal the ACA in July 2017. The proposal is a reconciliation bill, which would only impact the budgetary and fiscal provisions of the ACA. The bill does not contain a provision to repeal the law in its entirety. Instead, the bill would keep in place most of the ACA’s taxes and fees and send that money to the states for them to make changes to health insurance and healthcare at the state level….

Ballotpedia provided the following highlights of Graham-Cassidy:

  • The proposal would repeal the federal premium tax credits and the cost-sharing reductions provided to individuals under the ACA. States could create their own system of tax credits and subsidies if they chose.
  • The federal requirements for individuals to obtain health insurance and for employers to offer it would be effectively eliminated by reducing the penalty to $0. States could establish their own requirements, if they chose.
  • The plan would appropriate $1.18 trillion between 2020 and 2026 for a healthcare grant program for states that could be used to establish programs or policies to help cover high-risk individuals, stabilize premiums, and reduce out-of-pocket costs.

SCRIBD posted the full text of H.R. 1628 (the Graham-Cassidy proposal). The full title is “To provide for reconciliation pursuant to title II of the concurrent resolution on the budge for the fiscal year 2017).

Ballotpedia provides an easy-to-understand explanation of what H.R. 1628 (Graham-Cassidy) would do:

  • It would repeal the federal premium tax credits and the cost-sharing reductions provided to individuals under the ACA. States could create their own system of tax credits and subsidies if they chose.
  • Under the proposal, tax credits using federal funds could not be used for plans that cover abortions except for those necessary to save the life of the mother or in cases of rape or incest. The bill would suspend federal funding to community health centers that provide family planning, reproductive health, and related medical services and that also provide abortions for reasons other than rape or incest or to save the life of the mother. This would include Planned Parenthood. The funding would be suspended for one year.
  • The federal requirements for individuals to obtain health insurance (the “individual mandate”) and for employers to offer it (the “employer mandate”) would be eliminated by reducing the penalty to $0. States could establish their own requirements if they chose.
  • In place of federal tax credits, cost-sharing reductions, and the Medicaid expansion, the proposal would fund a grant program for states to design their own systems for health insurance and healthcare. That funding could be used to establish programs or policies to help cover high-risk individuals, stabilize premiums, and reduce out-of-pocket costs. $1.18 trillion would be appropriated between 2020 and 2026 for the grant program.
  • Funding for the grant program would be allocated using a formula based on the amount of ACA-related federal funding provided to a state for the Medicaid expansion, tax credits, and cost-sharing reductions and the number of low-income individuals in a state.
  • States, when applying for grants, could request waivers from ACA provisions including: the provision that restricts the extent insurers can vary premiums based on age or other factors (except restrictions on variations based on sex or other protected classes of individuals), the provision that prohibits health insurers from varying premiums based on preexisting conditions, the provision that requires health insurers to cover a standard set of health benefits, and the provision that requires insurers to provide rebates to consumers if they do not spend a minimum percentage of premium revenue on medical services.
  • Insurers would still be required to keep dependents to remain on their parent’s health insurance coverage until age 26.
  • Insurers would still be prohibited from denying coverage for pre-existing conditions. As noted above, insurers would not be prohibited from charging higher premiums for people who have pre-existing conditions.
  • The proposal would establish a fund of $25 billion to pay out to insurers to mitigate disruptions to health insurance coverage and address urgent health care needs. Those funds would be paid to insurers in 2019 and 2020.
  • The bill does not fund cost-sharing reduction reimbursements. It ends that program in 2020.
  • Beginning in 2020, the bill would end the part of the Medicaid expansion that allowed states to expand eligibility for their Medicaid programs to childless adults earning incomes below 138 percent of the poverty level. The Graham-Cassidy bill would end this Medicaid expansion and all federal funding for it on January 1, 2020.
  • There is a complex situation in the bill regarding changes to the Medicaid program funding. The key thing to know is that states could apply to receive their Medicaid funding as a block grant. The bill would set a target spending amount for states based on their Medicaid spending during a past two-year period. States that spent more than their targeted amount on their Medicaid programs in a given year would receive less Medicaid funding the following year.
  • States would be required to reevaluate the eligibility of Medicaid enrollees every six months. States would be allowed to include a work requirement for non-disabled, non-elderly, non-pregnant adults under Medicaid.
  • The bill proposes that individuals with high-deductible health plans use health savings accounts (HSAs) to pay premiums in excess of the amounts already credited or deducted through the federal tax code. The plan would increase the limit on annual HSA contributions to the combined amount of the deductible and the limit on out-of-pocket spending.
  • The tax penalty for withdrawals from health savings accounts for non-medical expenses would be reduced from 20 percent to 10 percent.
  • The ACA tax on over-the-counter medications and 2.3 percent excise tax on medical devices would be repealed.
  • The bill does not repeal the 40 percent excise tax on high cost employer-sponsored health coverage (known as the Cadillac tax).

July 17, 2017: Donald J. Trump @realDonaldTrump tweeted: “Republicans should just REPEAL failing ObamaCare now & work on a new Healthcare Plan that will start from a clean slate. Dems will join in!”

July 21, 2017: Ballotpedia posted information about the Senate’s Better Care Reconciliation Act (BCRA).  It is the Senate’s version of the American Health Care Act, which was passed by the U.S. House of Representatives on May 4, 2017.  From the information:

The Senate Parliamentarian rules on whether or not provisions of reconciliation bills meet the rules such bills are required to follow. The Senate Parliamentarian ruled that five provisions in the revised BCRA did not meet the rules of reconciliation:

  • The provision suspending funding for Planned Parenthood for one year
  • The provision prohibiting the use of tax credits for plans that cover abortion in circumstances other than rape or incest or to save the life of the mother.
  • The provision appropriating funding for cost-sharing reductions.
  • The provision requiring insurers to enforce a six-month waiting period on coverage for individuals who could not prove that they’d had continuous health insurance for the previous 12 months.
  • The provision prohibiting New York from receiving federal reimbursement for Medicaid payments that counties make to the state.

July 22, 2017: Donald J. Trump @realDonaldTrump tweeted: “I am very supportive of the Senate #HealthcareBill. Look forward to making it really special! Remember, ObamaCare is dead.”

July 22, 2017: Donald J. Trump @realDonaldTrump tweeted: “ObamaCare is dead and the Democrats are obstructionists, no ideas or votes, only obstruction. It is solely up to the 52 Republican Senators!”

July 25, 2017: The U.S. Senate voted on a procedural vote on the Better Care and Reconciliation Act (BCRA). The vote was 43 YEAS to 57 NAYS. This means it did not pass. It needed to have 60 YEAS for it to pass.

The majority of the Republican Senators voted YEA. A few Republican Senators voted NAY:

  • Susan Collins (Maine)
  • Bob Corker (Tennessee)
  • Tom Cotton (Arkansas)
  • Lindsey Graham (South Carolina)
  • Dean Heller (Nevada)
  • Mike Lee (Utah)
  • Jerry Moran (Kansas)
  • Lisa Murkowski (Alaska)
  • Rand Paul (Kentucky)

All of the Democratic Senators, and both of the Independent Senators voted NAY.

July 25, 2017: The New York Times posted an article titled: “Senate Votes Down Broad Obamacare Repeal”. It was written by Thomas Kaplan and Robert Pear. From the article:

The Senate voted narrowly on Tuesday to begin debate on a bill to repeal major provisions of the Affordable Care Act, but hours later, Republican leaders suffered a setback when their most comprehensive plan to replace President Obama’s health law fell far short of the votes it needed.

The Tuesday night tally needed to reach 60 votes to overcome a parliamentary objection. Instead, it fell 43-57. The fact that the comprehensive replacement plan came up well short of even 50 votes was an ominous sign for Republican leaders still seeking a formula to pass final health care legislation this week.

For Republicans, the failure ended the day on a sour note, hours after a more triumphant scene on the Senate floor. Lawmakers for both parties had risen to their feet in the afternoon and applauded when Senator John McCain, Republican of Arizona, showed up in the chamber despite his diagnosis of brain cancer. He cast a crucial vote in favor of opening what promises to be a freewheeling, hard-fought debate over the future of the Affordable Care Act.

The 51-50 vote to start debate, with Vice President Mike Pence breaking the tie, came only a week after the Republican effort to dismantle a pillar of Mr. Obama’s legacy appeared all but doomed. It provided an initial win for President Trump, who pushed, cajoled, and threatened senators in recent days to begin debating the health care law….

…The Senate is now moving ahead with the debate, amendments and ultimately a final vote in the coming days of the legislation that would have a profound effect on the American health care system – roughly one-sixth of the United States’ economy. But it is entirely possible that by week’s end, the senators will have passed nothing…

…Only two Republicans, Susan Collins of Maine and Lisa Murkowski of Alaska, voted against the procedural motion, though at least several other Republicans had been seen as possible holdouts. No Democrats voted in favor of the motion…

…The Tuesday night vote was on a comprehensive amendment that included disparate proposals calculated to appeal to conservatives and moderates in the Republican caucus.

One proposal, offered by Senator Ted Cruz, Republican of Texas, would have allowed insurers to sell stripped-down plans, without maternity care or other benefits required by the Affordable Care Act, if they also sold plans that included such benefits…

…The amendment also included money to help pay out-of-pocket medical costs for low-income people, including those who buy private insurance after losing Medicaid coverage as a result of the Senate bill. This proposal was devised by Senator Rob Portman, Republican of Ohio, and other senators from states that have expanded Medicaid under the Affordable Care Act.

But nine Republicans, spanning the party’s ideological spectrum, voted against the package…

…Before senators voted to start the debate in mid afternoon, protestors in the Senate gallery chanted, “Kill the bill, don’t kill us!” and “Shame, shame, shame!”

Despite his vote to move ahead, Mr. McCain offered harsh words for the secretive process by which Senate Republican leaders came up with their process to repeal and replace the health law, and he delivered a pessimistic take on its chances…

…Given the divisions within their caucus, Senate Republican leaders were considering a new approach to keeping their repeal quest alive: They could try to reach an agreement on a slimmed-down bill that would repeal a few major provisions of the Affordable Care Act, like the penalties imposed on people to their employers. Republican leaders would not intend such a bill to become law, but they believe it could win approval in the Senate.

That “skinny” bill could then be a basis for negotiations with the House.

Republican leaders in Congress have struggled all year to fulfill their promise of repealing the 2010 health care law. By a vote of 217 to 213, the House approved a repeal bill in early May, but only after Republicans overcame their own difficulties in that chamber.

Mr. Trump kept up pressure on the Senate on Tuesday with Twitter posts. After the procedural vote, he applauded the Senate, but was cutting towards Ms. Collins and Ms. Murkowski: “We had two Republicans that went against us, which is very sad, I think. It’s very, very, sad for them.”…

…The proposal resembles a bill passed by the Senate in 2015 and vetoed by Mr. Obama in early 2016. But it would increase the number of people who were uninsured by 32 million in 2026, the budget office said…

July 25, 2017: Donald J. Trump @realDonaldTrump tweeted: “Big day for HealthCare. After 7 years of talking, we will soon see whether or not Republicans are willing to step up to the plate!”

July 25, 2017: Ballotpedia posted information about the Senate’s Better Care Reconciliation Act (BCRA).  It is the Senate’s version of the American Health Care Act, which was passed by the U.S. House of Representatives on May 4, 2017.  From the information:

The Senate Parliamentarian ruled that two more provisions do not meet reconciliation rules:

  • The provision allowing insurers to charge older consumers premiums up to five times greater than those charged for younger consumers
  • The provision that allows small businesses to pool together to offer association health plans.

…Due to the rulings, these provisions would need 60 votes to remain on the bill…

July 25, 2017: Donald J. Trump @realDonaldTrump tweeted: “ObamaCare is torturing the American People. The Democrats have fooled the people long enough. Repeal or Repeal & Replace! I have pen in hand.”

July 25, 2017: Donald J. Trump @realDonaldTrump tweeted: “So great that John McCain is coming back to vote. Brave – American hero! Thank you John”.

July 25, 2017: CNN posted an article titled: John McCain returns to Senate, casts vote to advance health care bill” It was written by Ashley Killough and Dylan Stafford. From the article:

Sen. John McCain returned to the Senate on Tuesday to cast one of the final and crucial votes on a procedural step to advance the Republican’s plans to repeal and replace the Affordable Care Act.

McCain, who had been recovering from surgery in Arizona, flew to Washington and was greeted by a standing ovation on both sides of the aisle on the Senate floor when he arrived just minutes before 3 p.m. ET…

He waved and gave the thumbs up to reporters crowded in Capitol’s hallways before casting his vote…

…McCain was essential to advance the legislation. Senate Majority Leader Mitch McConnell could only afford to lose two votes of his 52-member conference in order to pass, and both Sens. Susan Collins of Maine and Lisa Murkowski of Alaska voted against the step. Vice President Pence had to break the 50-50 tie…

…While he voted to proceed to debate on the bill, McCain emphatically stated that he will not vote for the bill as it now stands.

“It’s a shell of a bill right now, and we all know that,” he said, adding that his support hinges on whether the bill includes changes supported by his own governor. McCain has expressed concerns about Medicaid cuts in the bill, something many GOP governors have opposed…

July 25, 2017: Donald J. Trump @realDonaldTrump tweeted: “This will be a very interesting day for HealthCare. The Dems are obstructionists but the Republicans can have a great victory for the people!”

July 25, 2017: Ballotpedia reported the following information about the Senate’s Better Care Reconciliation Act (BRCA):

On the evening of July 25, 2017, the Senate rejected a procedural vote on the BCRA that included amendments to provide funding to help individuals in states that expanded Medicaid pay for deductibles and copays if they lost coverage and to allow insurance companies to sell plans that did not meet the ACA’s requirements. The vote was 43-57.

July 26, 2017: The Senate voted on an amendment that, if passed, would be a partial repeal of Obamacare. The vote was 45 YEAs to 55 NAYs. This means the partial repeal amendment did not pass.

Most of the Republican Senators voted YEA. Some Republican Senators voted NAY:

  • Susan Collins (Maine)
  • Lisa Murkowski (Alaska)
  • John McCain (Arizona)
  • Dean Heller (Nevada)
  • Lamar Alexander (Tennessee)
  • Shelley Moore Capito (West Virginia)
  • Rob Portman (Ohio)

All of the Democratic Senators, and both of the Independent Senators, voted NAY.

July 27, 2017: Ballotpedia posted information about the Senate’s Better Care Reconciliation Act (BCRA).  It is the Senate’s version of the American Health Care Act, which was passed by the U.S. House of Representatives on May 4, 2017.  From the information:

  • The Senate Parliamentarian ruled that the provision changing the conditions for states to get waivers from ACA requirements did not meet reconciliation rules.
  • At least four Republican senators said they would vote no on the revised version of the BCRA which included the provisions that the Senate Parliamentarian ruled did not meet reconciliation rules: Senator Rand Paul (Republican – Kentucky), Senator Susan Collins (Republican – Maine), Senator Jerry Moran (Republican – Kansas) and Senator Mike Lee (Republican – Utah).

July 27, 2017: Ben Jacobs, political reporter for The Guardian, @Bencjacobs tweeted: “McCain releases a statement”. Here is what Senator John McCain’s statement said:

U.S. Senator John McCain (R-AZ) released the following statement today on voting “no” on the so-called “skinny repeal” of Obamacare:

“From the beginning, I have believed that Obamacare should be repealed and replaced with a solution that increases competition, lowers costs, and improves care for the American people. The so-called ‘skinny repeal’ amendment the Senate voted on today would not accomplish those goals. While the amendment would have repealed some of Obamacare’s most burdensome regulations, it offered no replacement to actually reform our health care system, and deliver affordable, quality health care to our citizens. The Speaker’s statement that the House would be ‘willing’ to go to conference does not ease my concern that this shell of a bill could be taken up and passed at any time.

“I’ve stated time and time again that one of the major failures of Obamacare was that it was rammed through Congress by Democrats on a strict-party line basis without a single Republican vote. We should not make the mistakes of the past that has led to Obamacare’s collapse, including in my home state of Arizona where premiums are skyrocketing and health care providers are fleeing the marketplace. We must now return to the correct way of legislating and send the bill back to committee, hold hearings, receive input from both sides of aisle, heed the recommendations of nation’s governors, and produce a bill that finally delivers affordable health care for the American people. We must do the hard work our citizens expect of us and deserve.”

July 29, 2017: The Senate voted on the “Skinny bill” – which would, if passed, repeal Obamacare and replace it with nothing at all.  The vote was 49 YEAs to 51 NAYS. This means the bill did not pass.

The majority of the Republican Senators voted YEA. A few Republican Senators voted NAY:

  • Susan Collins (Maine)
  • Lisa Murkowski (Alaska)
  • John McCain (Arizona)

All of the Democratic Senators, and both of the Independent Senators, voted NAY.

July 28, 2017: The New York Times posted an article titled: “McCain Provides a Dramatic Finale on Health Care: Thumb Down”. It was written by Carl Hulse. From the article:

All week long, Senate Democrats had quietly groused that Senator John McCain made a stirring return to the Senate after a brain cancer diagnosis, that he preached the virtues of bipartisanship – and that he then backed a Republican-only push to replace the Affordable Care Act.

But early Friday morning, Mr. McCain, showing little sign of his grave illness, strode onto the Senate floor as the vote was being taken to repeal it, and shocked many of his colleagues and the nation. He sought recognition from the vote counters, turned his thumb down, and said “no”. There were gasps and some applause.

He had just derailed the fevered Republican effort to undo the Obama-era health care law.

It was a stunning moment that will be long remembered in the Senate, a flash of the maverick John McCain, unafraid of going his own way despite the pleas of his fellow Republicans. In teaming up with Senators Susan Collins of Maine and Lisa Murkowski of Alaska, who had already opposed the bill, Mr. McCain made good on his earlier promise to help defeat the measure if it didn’t meet his personal test…

July 29, 2017: Donald J. Trump @realDonaldTrump tweeted: “Unless the Republican Senators are total quitters, Repeal and Replace is not dead! Demand another vote before voting on any other bill!”

August 1, 2017: The New York Times posted an article titled: “Republicans in Congress Bypass Trump to Shore Up Health Law”. It was written by Robert Pear and Thomas Kaplan. From the article:

Congressional Republicans moved on Tuesday to defuse President Trump’s threat to cut off critical payments to health insurance companies, maneuvering around the president toward bipartisan legislation to shore up insurance markets under the Affordable Care Act.

Senator Lamar Alexander of Tennessee, the influential chairman of the Senate Health, Education, Labor, and Pensions Committee, announced that his panel would begin work in early September on legislation to “stabilize and strengthen the individual health insurance market” for 2018. He publicly urged Mr. Trump to continue making payments to health insurance companies to reimburse them for reducing the out-of-pocket medical expenses of low-income people.

In the House, two Republicans, Representatives Tom Reed of New York and Charlie Dent of Pennsylvania, teamed with Democrats to promote incremental health legislation that would also fund the cost-sharing subsidies.

The moves were a remarkable response to the president’s repeated threats to send insurance markets into a tailspin. They offered tangible indications of cooperation between the parties after Republican efforts to scrap the Affordable Care Act collapsed in the Senate last week, all but ending the seven-year Republican quest to overturn President Barack Obama’s signature domestic ability. Lawmakers from both parties concede that the health law needs improvement, as consumers face sharp premium increases and a shrinking number of insurance options in many states.

These problems have been exacerbated by a president who has publicly predicted that the Affordable Care Act will “implode” and appears determined to help fulfill that prophecy. Mr. Trump has repeatedly threatened to cut off the subsidies, known as cost-sharing reduction payments, which reimburse insurers for cutting deductibles and other out-of-pocket costs for millions of low-income people. Without them, insurers would almost certainly raise premiums not only for poor consumers but also for many other people buying plans on the individual market…

…In the House, a group of members known as the Problem Solvers Caucus announced agreement this week on a bipartisan set of proposals to stabilize insurance markets and revise the Affordable Care Act to provide relief to consumers and small and midsize businesses. The proposals would provide money for cost-sharing reduction payments, repeal a tax on medical devices and exempt businesses with fewer than 500 employees from the law’s requirements to offer health insurance to workers…

…Under the proposal, funds for the cost-sharing payments would be guaranteed, and Congress could review use of the money each year, just as it reviews other federal spending…

…Payment of the cost-sharing subsidies is a top priority for insurers and for Democrats in Congress, who say that cutting off the payments would cause havoc in the insurance markets.

The president has the power to stop the payments because a federal judge ruled last year that the Obama administration had been illegally making the payments, in the absence of a law explicitly providing money for the purpose…

August 1, 2017: The Sacramento Bee posted an article titled: “Covered California announces 12.5 percent premium hikes in 2018, but what’s this new surcharge?”  It was written by Cathie Anderson. From the article:

California consumers buying insurance for 2018 through the state’s insurance exchange will see average premiums increase 12.5 percent, but by comparison pricing, many could limit their premium hikes to 3.3 percent, Covered California officials announced Tuesday.

The increase was a little lower than the average 13.2 Covered California premium hike implemented this year, despite uncertainty over the future of the Affordable Care Act amid Republican attempts to repeal the law. The average 2018 increase was also much lower than premium hikes in several other states…

…That “ongoing uncertainty” could mean that roughly 650,000 consumers who buy Covered California’s most popular insurance plans, those in the silver tier, will face a double whammy on their premium prices. The exchange said it may have to add a 12.4 percent surcharge to premiums in that tier because insurers are worried about continued federal funding that lowers out-of-pocket costs for enrollees.

The good news is that those policy holders won’t feel the full force of that increase. That’s because of a cap on out-of-pocket costs for policy holders whose income is 250 percent of the federal poverty level. Once consumers hit that out-of-pocket ceiling, Medi-Cal will pick up the tab.

Rate hikes are being implemented to guarantee insurers they’ll be reimbursed for discounts they are required to give consumers in the popular silver tier plans. The Affordable Care Act, commonly called Obamacare, mandates that co-pays and other fees be reduced on a sliding scale, depending on income.

But in a major flaw in the law, the U.S. House of Representatives created no mechanism to appropriate funds to reimburse insurers for those discounts. Under the Obama administration, the Department of Health and Human Services set aside the funds annually and paid it, but a lawsuit by House Republicans has challenged the constitutionality of those payments.

The Trump administration has committed to paying those so-called cost-sharing reductions only a month at a time, leaving insurers unwilling to commit to yearlong contracts with health exchanges such as Covered California…

…Covered California said that the silver-tier plans would no longer be a good option for consumers who receive no subsidy and that its representatives and independent insurance advocates would work to get out the message. All the rate changes must be approved by state regulators before the can be implemented.

August 30, 2017: A bipartisan collation of Governors posted a Blueprint for Stronger Health Insurance Markets.

They sent this information to Speaker of the House Paul Ryan (R. Wis.), Senate Majority Leader Mitch McConnell (R. Kentucky), House Minority Leader Nancy Pelosi (D- Ca.) and Senate Minority Leader Charles Schumer (D- NY).  They also posted the information on Governor of Ohio, John Kasich’s website. From the Blueprint:

As Congress considers reforms to strengthen our nation’s health insurance system, we ask you to take immediate steps to make coverage more stable and affordable. The current state of our individual market is unsustainable and we can all agree this is a problem the needs to be fixed. Governors have already made restoring stability and affordability in this market a priority, and we look forward to partnering with you in this effort.

Most Americans currently have access to a stable source of health insurance through their employer, or from public programs, like Medicare and Medicaid. While rising costs are a concern throughout the system, the volatility of the individual market is most immediate concern, threatening coverage for 22 million Americans.

Continuing uncertainty about the direction of federal policy is driving up premiums, eliminating competition, and leaving consumers with fewer choices. Proposed premiums for the most popular exchange plans are expected to increase 18 percent in 2018 and 2.5 million residents in 1,400 countries will have only one carrier available to them on the exchange. Despite these headwinds, states continue to try to stabilize the individual market and have developed innovative solutions to preserve coverage while making insurance more affordable…

From here, the Governors provide details about a plan that they recommend. It includes:

  • Immediate federal action to stabilize markets
  • Responsible reforms that preserve recent coverage gains and controls costs
  • An active federal/state partnership that is based on innovation and a shared commitment to improve overall health system performance.

Here are some key parts of their plan for “Immediate federal action to stabilize markets:

  • Congress needs to send a strong signal now that the individual market will remain viable this year, next year, and into the future.  This is emphasized because the Governors are aware that insurers have until the end of September to make final decisions about participating in the marketplaces.
  • The Trump Administration should commit to making cost reduction (CSR) payments. The Congressional Budget Office (CBO) estimates that not making these payments would drive premiums 20-25 percent and increase the federal deficit $194 billion over ten years. The Governors also want Congress to explicitly appropriate federal funding for the CSR payments at least through 2019. Doing so would put to rest any uncertainty about the future of CSR payments.
  • Congress should create a fund that states can use to create reinsurance programs or similar programs that reduce premiums and limit losses for providing coverage. The Governors recommend funding the program for at least two years and fully offsetting the costs so it does not add to the deficit.
  • The Governors ask Congress to encourage insurance companies to enter underserved counties by exempting these insurance from the federal health insurance tax on their exchange plans in those counties. The Governors also want Congress to allow residents in underserved counties to buy into the Federal Employee Benefit Program, giving rural counties access to the same health care as federal workers.
  • The Governors recommend Congress should leave the individual mandate in place until it can devise a credible replacement. The Governors note that the individual mandate is unpopular, but is important because it provides incentive for healthy people to enroll in health insurance coverage.

Here are some key parts of their plan for “Reforms that Preserve Recent Coverage Gains and Controls Costs”:

  • The Governors have a menu of options that individual states may consider or pursue. Each state will choose the state-based approaches that best fits their individual situation.
  • Maximize market participation by increasing coverage uptake among the uninsured would improve the risk pool and set in place a virtuous cycle of lower premiums leading to higher enrollment. The federal government should continue to fund outreach and enrollment efforts that encourage Americans to sign up for insurance. Making insurance more affordable is a key part of increasing participation in the marketplace.
  • Promote appropriate enrollment by preventing people from enrolling in a health insurance plan only when they need health care, stop paying premiums at the end of the year, or purchase exchange plans even though they are eligible for Medicare and Medicaid. This drives up costs in the individual market. Congress and individual states can reverse this effect by shortening grace periods for non-payment of premiums, verifying special enrollment period qualifications, and limiting exchange enrollment for those who are eligible for other programs.
  • The federal government needs to fully fund risk sharing programs (which the ACA created, but the federal government has gone back on). Congress should modify and strengthen federal risk sharing mechanisms, including risk adjustments and reinsurance.
  • The Secretary of Health and Human Services (HHS) should allow states more flexibility in choosing reference plans for the ten essential health benefits (EHB) categories than are currently allowed by regulation.

Here are some key parts of their plan for “An Active Federal/State Partnership”:

  • The Governors urge Congress and federal agencies to work with states to over come constraints and federal law regulations that prevent states from being truly innovative. The Governors urge Congress to work with states and improve the regulatory environment, support state innovation waivers, and control costs through payment innovation.
  • The federal government should not duplicate efforts or preempt state authority to regulate consumer services, insurance products, market conduct, financial requirements for carriers, and carrier and broker licensing in states that already effectively perform those functions.
  • The ACA permits a state to request permission to waive specific portions of the ACA, including the individual and employer mandates, as well as regulations for qualified health plans, essential health benefits, tax credits and subsidies, and exchanges. A state many not waive community rating requirements, prohibitions on preexisting condition exclusions, lifetime maximum coverage limits, preventative care mandates, or coverage for adults as dependents through age 26. To obtain a waiver, a state must demonstrate its plan would not increase the federal deficit, would not reduce the number of people with health coverage, and would not reduce affordability or comprehensiveness of coverage.  Many states want an option for a fast-track waiver.
  • Control costs through payment innovation. The Governors want Congress and the Administration to make a clear commitment to value-based health care purchasing. This could mean Medicare and other federal programs would be allowed to participate in multi-payer State Innovation Models. Payment innovation projects should be funded through the Centers for Medicare and Medicaid Innovation and expanded to the states.
  • The Governors want the Congress and the Administration to take immediate action to stabilize the individual health insurance marketplace.

Here are the Governors who were part of this letter:

  • John Kasich, Governor, State of Ohio (Republican)
  • John Hickenlooper, Governor, State of Colorado (Democratic)
  • Brian Sandoval, Governor, State of Nevada (Republican)
  • Tom Wolf, Governor, State of Pennsylvania (Democratic)
  • Bill Walker, Governor, State of Alaska (Independent)
  • Terence R. McAuliffe, Governor, State of Virginia (Democratic)
  • John Bel Edwards, Governor, State of Louisiana (Democratic)
  • Steve Bullock, Governor, State of Montana (Democratic)

August 31, 2017: CNN posted an article titled: “Trump slashing Obamacare advertising by 90%”. It was written by Tami Luhby. From the article:

The Trump administration plans to spend 90% less on advertising to get people to sign up for Obamacare than former President Obama did last year.

The administration will spend $10 million on promotions during open enrollment season this fall, compared to $100 million a year ago, the Centers for Medicare & Medicaid Services, which administers Obamacare, said Thursday. It will focus on radio and digital ads, as well as email to existing enrollees.

At the same time, it is curing funding for so-called navigators — who help people sign up for coverage– by 41%. The 98 navigator groups will receive a total of $37 million for the coming enrollment season.

With Congress’ effort to repeal and replace Obamacare on hold, all eyes are on whether the Trump administration will work to stabilize or undermine the health reform law. President Trump has repeatedly said Obamacare is dead. He has raised questions about whether he will try to dismantle the law by discontinuing funding for a key set of subsidies or weakening enforcement of the individual mandate.

Another wild card is how the administration will handle open enrollment, which this year will run from November 1 through December 15 – half the length that it did under Obama, who actively promoted the sign-up period. Trump officials have been largely silent about their plans until now, though they have repeatedly said the law is failing Americans.

The administration justified the budget cuts by saying it was basing advertising on effectiveness and performance. Democrats and Obamacare supporters quickly decried the move as sabotage…

…Advertising and outreach, however, are seen as critical to maintaining and boosting Obamacare enrollment. In fact, a bipartisan coalition of governors — led by Republican Governor John Kasich of Ohio and Democratic Governor John Hickenlooper of Colorado — on Wednesday urged the administration to fund outreach and enrollment efforts.

In particular, it helps attract young and healthy consumers who may not feel they need coverage. The sick, who are eager to secure insurance, are more likely to know where to sign up.

This is not the first time the Trump administration has pulled advertising for Obamacare. It halted up to $5 million worth of ads just days after taking office in January. The campaign was intended to alert consumers to the end of the 2017 sign-up period on January 31. Outreach is considered critical in the final days of the enrollment period to remind consumers — particularly younger ones — of the deadline. Sign ups typically surge during this time.

September 7, 2017: The Hill posted an article titled: “New York extends ObamaCare enrollment deadline”. It was written by Jessie Hellman. From the article:

New York will extend its open enrollment period for ObamaCare plans, citing concerns about an earlier deadline set by the federal government.

New York’s open enrollment will now begin on Nov. 1 and end on Jan 31., officials said on Thursday.

The Trump administration cut this year’s open enrollment in half for states that use the federal marketplace. It will end for those states on Dec. 15.

But New York, and some other states that run their own exchanges, have opted to lengthen their enrollment periods…

…California, Colorado, Minnesota, Washington, Massachusetts and Washington, D.C., have all extended their open enrollment periods past the deadline set by the administration…

September 8, 2017: Donald J. Trump @realDonaldTrump tweeted: “Republicans, sorry, but I’ve been hearing about Repeal & Replace for 7 years, didn’t happen! Even worse, the Senate Filibuster Rule will…”

That tweet was followed by a second tweet: “…never allow the Republicans to pass even great legislation. 8 Dems control – will rarely get 60 (vs. 51) votes. It is a Repub Death Wish!”

September 19, 2017: The Hill posted an article titled: “GOP Chairman declares bipartisan ObamaCare fix dead”. It was written by Peter Sullivan. From the article:

The Senate Health Committee chairman on Tuesday released a statement ending a bipartisan effort to find an ObamaCare fix amid a new GOP push to repeal the law.

“During the last month, we have worked hard and in good faith, but have not found the necessary consensus among Republicans and Democrats to put a bill in the Senate leaders’ hands that could be enacted,” Senate Health Committee Chairman Lamar Alexander (R. – Tenn.) said in the statement.

Senate Minority Leader Charles Shumers’s (D. N.Y.) office dismissed Alexander’s statement about the bipartisan efforts, saying the announcement Tuesday was “not about substance” while pointing to the last-ditch GOP repeal push being led by Sens. Lindsey Graham (R – S.C.) and Bill Cassidy (R-La.)…

…The effort at a bipartisan deal to stabilize ObamaCare markets had always faced headwinds, given the polarizing nature of the issue. But the effort faced even higher obstacles in recent days as Republicans refocused on a GOP-only effort to repeal and replace ObamaCare.

That atmosphere made it very difficult to work in a bipartisan way on the law. Alexander acknowledged that to reporters earlier on Tuesday, and also blamed Sen. Bernie Sanders’s (I-Vt.) announcement of single-payer legislation last week for creating a partisan atmosphere as well.

The announcement comes after Speaker Paul Ryan (R – Wis.) and the White House said they would not agree to a bipartisan deal out of the committee, fearing a “bailout” of ObamaCare.

Sen. Patty Murray (Wash.), the top Democrat on the committee, had tried to keep the talks alive…

…The goal of the bipartisan deal was to provide funding for key ObamaCare payments known as cost-sharing reductions in exchange for new flexibilities for states. Democrats blamed Republican leadership for killing the health committee’s bipartisan effort to clear the way for the new repeal effort…

September 20, 2017: Donald J. Trump @realDonaldTrump tweeted: “I would not sign Graham-Cassidy if it did not include coverage of pre-existing conditions. It does! A great Bill. Repeal & Replace.”

September 20, 2017: Donald J. Trump @realDonaldTrump tweeted: “Rand Paul is a friend of mine but he is such a negative force when it comes to fixing healthcare. Graham-Cassidy Bill is GREAT! Ends Ocare!”

September 20, 2017: Donald J. Trump @realDonaldTrump tweeted: “I hope Republican Senators will vote for Graham-Cassidy and fulfill their promise to Repeal & Replace ObamaCare. Money direct to States!”

September 20, 2017: Donald J. Trump @realDonaldTrump tweeted: “Rand Paul is a friend of mine but he is such a negative force when it comes to fixing healthcare. Graham-Cassidy Bill is GREAT! Ends Ocare!”

September 20, 2017: Avalere posted a press release titled: “Graham-Cassidy-Heller-Johnson Bill Would Reduce Federal Funding to States by $215 Billion”. It was written by Senior Vice President Elizabeth Carpenter and Director Chris Sloan. From the press release:

New analysis from Avalere finds that the Graham-Cassidy-Heller-Johnson (GCHJ) bill to repeal and replace the Affordable Care Act (ACA) would lead to a reduction in federal funding to states by $215B through 2026 and more than $4T over a 20-year period…

…The proposed legislation would repeal the ACA’s Medicaid expansion, premium tax credits, cost sharing reduction (CSR) payments, individual and employer mandates, and the Basic Health Program (BHP). Instead, the bill would provide states with block grants to fund health insurance coverage in their state. The bill would also change the financing structure of the traditional Medicaid population from an open-ended approach to a fixed per capita cap of block grant approach…

…Years 2020 – 2026: By 2026, the bill – compared to current law – would lead to 34 states and DC experiencing funding cuts; 7 states seeing funding reductions above $10B; and 16 states seeing an increase in funding…

A map titled “Figure 1: Changes in Federal Funding, 2026, in Billions” provides more details:

  • Reduction of $50 to $78 billion: California
  • Reduction of $10 to $50 billion: Washington, Oregon, Arizona, New York, Connecticut, New Jersey, Maryland
  • Reduction of $0 to $10 billion: Nevada, Colorado, New Mexico, Alaska, Hawaii, North Dakota, Nebraska, Minnesota, Iowa, Arkansas, Louisiana, Illinois, Michigan, Indiana, Kentucky, Ohio, West Virginia, Pennsylvania, District of Columbia, Rhode Island, Massachusetts, New Hampshire, Vermont, Maine, Florida. North Carolina
  • Increase of $0 to $10 billion: Montana, Idaho, Utah, Wyoming, South Dakota, Kansas, Oklahoma, Missouri, Wisconsin, Tennessee, Mississippi, Alabama, Georgia, South Carolina, Virginia
  • Increase of $10 to $40 billion: Texas

…The bill then creates a funding cliff after 2026, when block grants would need to be re-appropriated.

Years 2020 -2027: Importantly, the block grant funding appropriated in the bill ends after 2026. While funding for 2027 and beyond might be appropriated in the future, the bill currently creates a block grant funding cliff in 2027. The ability of Congress to appropriate additional funding is uncertain and could be constrained by the need to offset the cost. As such, by 2027, states would see significantly larger declines in funding as compared to current law, with 39 states and DC facing funding cuts, and 18 states with reductions of greater than $10B. By 2027, only 11 states would see an increase under GCHJ compared to current law…The bill is projected to reduce total federal funding to states by $489B through 2027…

A map titled: “Figure 2: Changes in Federal Funding, 2020 – 2027, in Billions” provides more details:

  • Reduction of $75 to $129 billion: California
  • Reduction of $10 to $75 billion: Washington, Oregon, Arizona, Colorado, Minnesota, Arkansas, Louisiana, Illinois, Michigan, Kentucky, Ohio, Florida, Pennsylvania, New York, Massachusetts, Connecticut, New Jersey, Maryland, Alaska, Hawaii, District of Columbia
  • Reduction of $0 to $10 billion: Nevada, Idaho, Utah, New Mexico, Montana, North Dakota, Nebraska, Iowa, Indiana, Tennessee, West Virginia, Virginia, North Carolina, District of Columbia, Delaware, Rhode Island, Vermont, New Hampshire, Maine
  • Increase of $0 to $10 billion: Wyoming, South Dakota, Kansas, Oklahoma, Missouri, Wisconsin, Mississippi, Alabama, Georgia, South Dakota
  • Increase of $10 to $30 billion: Texas

…Years 2020 – 2036: Finally, given the long-term impacts of the Medicaid per-capita caps, particularly in the shift to lower per capita cap growth rates in 2025, and lack of block grant funding beyond 2026, all states would see a reduction in federal funds relative to current law by 2026… Federal funding reductions range from $4B in South Dakota to $800B in California…

A map titled “Figure 3: Changes in Federal Funding, 2020 – 2036, in Billions, provides more details:

  • Reduction of $350 to $800 billion: California, New York
  • Reduction of $50 to $350 billion: Washington, Oregon, Arizona, Colorado, New Mexico, Texas, Louisiana, Arkansas, Minnesota, Illinois, Michigan, Indiana, Kentucky, Tennessee, Ohio, Florida, North Carolina, Pennsylvania, Maryland, New Jersey, Connecticut, Massachusetts
  • Reduction of $25 to $50 billion: Nevada, Hawaii, Oklahoma, Missouri, Iowa, Wisconsin, Alabama, Georgia, South Carolina, Virginia, West Virginia
  • Reduction of $4 to $25  billion: District of Columbia, Alaska, Utah, Idaho, Montana, Wyoming, North Dakota, South Dakota, Nebraska, Kansas, Mississippi Vermont, New Hampshire, Maine, Rhode Island

…Block grant funding would be below current federal funding levels under the ACA for Medicaid expansion states, and would end after 2026. Beginning in 2021, funding would be distributed primarily based on each state’s share of population with incomes between 50 and 138% of the federal poverty level (FPL), a range that excludes a significant proportion of people who qualified for exchange premium tax credits and cost-sharing reductions.

Starting in 2024, block grant amounts would be partially determined by the state’s enrolled population in credible coverage – defined as having an actuarial value at least equivalent to the Children’s Health Insurance Program (CHIP) actuarial value; effectively, coverage that has very low-cost sharing and premiums, similar to Medicaid and CHIP today. As such, funding would effectively be allocated according to the number of a state’s 50% to 138% FPL population the state enrolls in coverage that is equivalent to Medicaid and CHIP.

Under the block grants, funding for the coverage expansion programs under the ACA would be reduced, compared to current law, by $95B, or 7% from 2020 through 2026. From 2020, to 2027, the first year for which there is no appropriated federal funding, the federal funding to states would be cumulatively reduced by $326B, or 21%. From 2020 to 2036, that reduction relative to federal law is projected to grow by $3,071B or 71%…

September 20, 2017: ThinkProgress posted an article titled: “Report finds that every state would suffer under Trumpcare”. It was written by Addy Baird. From the article:

The latest attempt by Republicans in Congress to repeal and replace the Affordable Care Act, spearheaded by Sens. Lindsey Graham (R-SC) and Bill Cassidy (R-LA), would reduce federal spending to states by $215 billion over ten years, ultimately decreasing funding for all states according to an analysis released Wednesday.

The bill has the support of President Donald Trump, who has consistently pushed for Republicans to repeal and replace the ACA after repeated failures to do so in recent months…

…While the bill would indeed fulfill the GOP’s years-long unfulfilled promise of repealing and replacing Obamacare, the new analysis, conducted by nonpartisan health consulting firm Avalere (a favorite of the National Governors Association), paints a different picture.

The Graham-Cassidy bill, which is also supported by Sens. Dean Heller (R-NV) and Ron Johnson (R-WI), requires that the funding to states be re-appropriated after 2026, but that re-appropriation is far from certain. The “funding cliff” created by the uncertain re-appropriation means that not only does Avalere estimate a loss of $215 billion over 10 years, but also finds that states would lose an estimated $4 trillion over 2036.

While Graham and Cassidy have often said the bill would benefits smaller, more rural states, Avalere found that every state would ultimately suffer under the law…

…The report also notes that two states that would be among those hit the hardest include Alaska and Arizona, losing 33 and 34 percent of there funding by 2036, respectively…

…Two of the senators from those states – Sens. John McCain (R-AZ) and Lisa Murkowski (R-AK) – are among a small handful of key swing votes that could determine the fate of the bill. Sen. Rand Paul (R-KY) has consistently said he will vote against the bill and Sen. Susan Collins (R-ME) has suggested she may also vote no, with means Republicans can lose just one more vote.

Graham-Cassidy would also gut Medicaid, ultimately repealing the Medicaid expansion offered under the ACA and shifting to a block grant system…

September 20, 2017: The Jimmy Kimmel Live YouTube Channel posted a video titled: “Jimmy Kimmel Fights Back Against Bill Cassidy, Lindsey Graham, & Chris Christie”

September 25, 2017: NPR posted an article titled: “‘Millions’ Fewer Would Have Coverage Under GOP Health Bill, Says CBO Analysis”. It was written by Alison Kodjak. From the article:

The proposal the Senate is considering that would repeal and replace the Affordable Care Act would result in millions losing health insurance and a $133 billion reduction in the deficit by 2026, according to the Congressional Budget Office’s report on the Graham-Cassidy legislation.

The CBO did not have enough time to estimate specifically how many people’s insurance would be affected as it has done when it scored previous repeal bills. But the analysis it released Monday evening said “the number of people with comprehensive health insurance that covers high-cost medical events would be reduced by millions” compared with current law.

The bill, known as Graham-Cassidy, would dismantle the major components of the Affordable Care Act, or Obamacare. Gone would be the subsidies that help people buy insurance, the mandate that requires people to be covered and the expansion of Medicaid.

All the money from those programs would be rolled up and redistributed to states in the form of block grants. Each state would then decide how to spend those funds. Because of that, says the CBO, the number of people without health insurance “could vary widely depending on how states implemented the legislation.”

The bill also changes Medicaid by capping the federal contribution – giving states a fixed amount per person and increasing it at a rate that is slower than health care inflation.

CBO says it cannot do a complete analysis of the plan in the short window requested by lawmakers. Senate Republicans are looking to vote on the bill this week, before a deadline at the end of September would require they get support from Democrats to be able to pass the legislation…

September 25, 2017: ABC News posted an article titled: “What’s different about the revised Graham-Cassidy bill”. It was written by Maryalice Parks and Veronica Stracqualursi. From the article:

…The newest draft from Sens. Bill Cassidy, R-La., Lindsey Graham, R-S.C., Dean Heller, R.Nev., and Ron Johnson, R.Wis., rejiggers how changes in federal funding provided to states for health care would be phased in over time.

As a result, there would likely be less of a gap between the states poised to get additional federal dollars from this bill and the states that would lose out on funding.

The concept of block granting federal funding remains the centerpieces of the legislation. Starting in 2020, the federal government would end stop providing additional money for states that specifically expanded their Medicaid programs under the Affordable Care Act. The bill would also end the cost-sharing subsidies the federal government currently pays to insurance companies to help keep premiums for lower-income Americans buying health insurance. Instead, the plan would designate some federal funds to be divided up to states based on their resident’s poverty levels and other factors that impact health care costs like population density.

The authors have argued that it is unfair that under current law, some states receive more federal funding to help provide health insurance than others, though all states were offered the same opportunity and access to additional funds to expand their Medicaid rolls. Many Republican governors refused that available funding under current law.

The new Republican plan would essentially equalize federal funding between states that expanded Medicaid and states that did not, but the latest version makes those changes more gradually.

States that expanded Medicaid would still likely lose billions of dollars in federal funding, and the overall pot of total federal funding would still be approximately $160 billion less over the next 10 years as compared to current law, according to a study from the Kaiser Family Foundation.

The new draft would also appropriate $500 million specifically to states that set up waiver systems under Obamacare, which only includes Hawaii and Alaska. Alaska Sen. Lisa Murkowski still remains undecided on the Graham-Cassidy bill and her vote is vital to the bill’s passage.

The new draft also would allocate an additional $750 million a year to states that expanded Medicaid recently, while punishing states that expanded Medicaid when first given the option under the Affordable Care Act. The states that would most likely benefit the most from this include Montana and Cassidy’s home state of Louisiana…

…The Senate Finance Committee plans on holding the first hearing today on the bill. Congress is still waiting for the Congressional Budget Office to release its score of the bill, which would indicate how much the legislation will affect the government’s deficit.

September 25, 2017: posted a Fact Check titled: “Is Scheduled for Maintenance During Obamacare Enrollment?” From the Fact Check:

…In September 2017, numerous news accounts reported that the web site was scheduled to be shut down for maintenance on several occasions during the 2018 “Obamacare” health insurance open enrollment period, which runs from 1 November to 15 December 2017, prompting queries to us from readers about the issue.

Kaiser Health News, a self-described “nonprofit news service committed to in-depth coverage of health care policy and politics” reported that:

“The Trump administration plans to shut down the federal health insurance exchange for 12 hours during all but one Sunday in the upcoming open enrollment season. The shutdown will occur from 12 a.m. to 12 p.m. ET on every Sunday except Dec. 10.

The Department of Health and Human Services will also shut down the federal exchange – – overnight on the first day of open enrollment, Nov. 1. More than three dozen states use that exchange for their marketplaces. HHS officials disclosed this information during a webinar with community groups that help people enroll.”…

…A spokesperson for the Center for Medicare and Medicaid Services (CMS), which runs, confirmed the maintenance schedules reported by Kaiser Health News and Sara Kliff [of Vox].

“Maintenance outages are regularly scheduled on every year during open enrollment. This year is no different. The maintenance schedule was provided in advance this year in order to accommodate requests from certified application assisters. System downtime is planned for the lowest-traffic time periods on including Sunday mornings.”

The spokesperson also said the periods set out for web site maintenance constituted the maximum anticipated amount of downtime, and averred that the actual amount of downtime might end up being less…

…The Trump administration has already cut in half the Obamacare open enrollment period, truncating the original period of 1 November 2016 to 21 January 2017 (three months) to the shorter period of 1 November to 15 December 2017 (six weeks.)…

September 26, 2017: The Hill posted an article titled: “Senate won’t vote on ObamaCare repeal bill”. It was written by Alexander Bolton. From the article:

Senate Republicans have decided not to vote on their latest ObamaCare repeal legislation, signaling a collapse in their last-ditch effort to kill off President Obama’s signature law.

“We don’t have the votes so it’s probably best we don’t do the vote,” said Sen. Steve Daines (R.-Mont.) after the GOP conference met at its regular weekly luncheon. “We’ve lost this battle, but we’re going to win the war.”

The last-ditch bill sponsored by Sens. Bill Cassidy (R.La.) and Lindsey Graham (R-S.C.) would dismantle ObamaCare’s insurance subsidy program and Medicaid expansion and covert their funding into block grants to states.

“We don’t have the votes,” Cassidy acknowledges after meeting with his colleagues on Tuesday for more than an hour.

“We made the decision since we don’t have the votes, we’re going to postpone it,” he added, expressing disappointment.

Graham said the health care debate will resume after Congress tries to move a tax reform package and expressed confidence his bill will eventually muster 50 votes…

…In the end, they couldn’t convince several of their colleagues, conservatives and centrists alike, to go along with their plan.

Sen. Susan Collins (R-Maine) delivered the final death blow on Monday, announcing she could not support the bill because of its cuts to Medicaid and its lack of protections for people with pre-existing conditions, a big issues that the late-night host Jimmy Kimmel used to criticize the bill.

Sen. Rand Paul (R-Ky.) was also a “no” vote. He said the bill would have left too much of ObamaCare in place.

Sen. John McCain (R.Ariz.) said he would be voting no on Friday, in large part because of a process he said was rushed and excluded Democrats…

…The rust on the Graham-Cassidy bill came in part because of a Sept. 30 deadline for using budgetary rules that prevented Democrats from filibustering the legislation…

September 26, 2017: Politically Georgia posted an article titled: “Georgians weary of failed Obamacare repeal but want health care action”. It was written by Ariel Hart. From the article:

For the third time, congressional Republicans admitted defeat Tuesday on a push to repeal Obamacare, seemingly for good.

In Georgia, opponents and supporters alike were weary and frustrated at the wasted time and energy that Congress has cost the nation. But they were not spent: They immediately spoke of what needs to be done now.

Providers of indigent care called for Congress to direct its attention to funding programs that expire on Saturday, such as PeachCare and hospital subsidies. A foundation that advocates for the free market called for Georgia to use existing law to implement the best parts of GOP desires…

…Several federal funding programs for hospitals, lower-income child care and other subsidies expire Saturday. To be funded, they need Congress to vote for that. U.S. Sen. Johnny Isakson has expressed a willingness now to work across the aisle on such terms….

…The problems [Dr. Karen] Kinsell and others bring up with Obamacare will also take congressional agreement but are harder: rising expenses for premiums, deductibles, and out-of-pocket costs for health care. Part of that is driven simply by the rising cost of health care.

Georgia may get a bitter taste of that this week when the state releases final agreements with health insurers on their rates for 2018. Several have indicated that uncertainty at the federal policy level is driving their prices higher.

On the state level, Georgia still has the ability to agree with the federal government on a “waiver” of certain Obamacare provisions to get more flexibility to innovate on using the money. That’s what [Kelly] McCutchen [president of the libertarian-leaning Georgia Public Policy Foundation] and some others hope will happen…

…The Georgia Hospital Association prodded Congress to remember that the state’s hospitals already absorb $1.7 billion a year in uncompensated care…

September 26, 2017: Senator Dianne Feinstein posted a press release on her official website titled: “Feinstein: Graham-Cassidy Rightly Consigned to ‘Dustbin of History;”. From the press release.

Senator Diane Feinstein (D-Calif.) today issued the following statement on the death of the Republican’s Graham-Cassidy health care bill:

“I’m pleased to hear Majority Leader McConnell will not proceed with the Graham-Cassidy bill. I believe it was the worst of all Republican health care bills and a real danger to California and our nation.

“According to CBO, the number of people with insurance would have been reduced by millions – U.C. Berkley estimated nearly 7 million in California alone.

“Billions of dollars would have been shifted from states that cared enough to expand Medicaid to those that put politics before people. California would have been hardest-hit, losing $139 billion by 2027 and $800 billion over the next two decades.

“Medicaid would have been cut by more than $1 trillion over the next decade, crippling the program and devastating care for our most vulnerable citizens. Many people fail to realize the significant amount of Medicaid funds that go to children’s hospitals and skilled nursing facilities. I believe this bill would have resulted in a large number of those facilities closing their doors.

“The bill would have ended the guarantee of coverage for essential benefits for women, including maternity care and contraception, and women covered by Medicare would no longer have been able to receive care from Planned Parenthood.

“And most egregious, the bill would have allowed states to waive coverage protections for those with pre-existing conditions, charging them more for coverage and not covering the care they need.

“This was one terrible bill, and I for one am happy it has been consigned to the dustbin of history. Senators Alexander and Murray had made significant progress toward a bipartisan bill to stabilize the individual insurance market, and I hope they are able to pick up where they left off.”

September 27, 2017: Politico posted an article titled: “Inside the life and death of Graham-Cassidy”. It was written by Jennifer Haberkorn, Burgess Everett and Seung Min Kim. From the article:

…The decision on Tuesday not to vote on the Graham-Cassidy bill marked the fourth Obamacare repeal bill failure since the summer began. But Republicans say they’re not going to stop, and [Sen. Lisa] Murkowski’s decision not to oppose the bill provided a small victory in an otherwise painful defeat.

“Today to me, it’s not a matter of if, it’s now when,” Graham said of repealing the Affordable Care Act. “Because this idea makes sense. Let’s say we fail. Let’s say we continue to fail. You’ve seen the damage done to the party, donors, people upset. The good news is I see enthusiasm for the first time among Republicans about an alternative to Obamacare.”

Graham’s positive spin comes just two weeks after he and Sen. Bill Cassidy had to publicly plead with President Donald Trump and Senate Majority Leader Mitch McConnell to get on board with a last-gasp Obamacare bill. They then went on a legislative binge, running around Washington to lobby the White House senators and conservative groups to at leas not kill their effort…

…At one point, the bill seemed to have a real chance of success. And then it ran into the same hurdles that killed every other GOP health plan. Ultimate, a number of Senate Republicans remain wary of transforming the U.S. health system in such a haphazard process – especially with plans to make deep cuts to Medicaid and roll back protections for people with pre-existing conditions.

And yet, the sudden spurt of momentum behind Graham-Cassidy, once considered a long shot, underscores how nervous Republicans are about facing voters in 2018 without fulfilling their top campaign promise or having much of a legislative record.

What hasn’t changed is that there are three hard “nos” against Obamacare repeal: Sens. John McCain of Arizona, Rand Paul of Kentucky and Susan Collins of Maine, not to mention other quietly skeptical senators…

…Both Graham and Cassidy say they merely ran out of time. Other Republicans say the effort was thwarted by bad information – early drafts had errors or misleading information – and last-minute changes that made members uncomfortable about what they’d be voting on…

…Vice President Mike Pence told Republicans on Tuesday that they need to repeal Obamacare by the end of this Congress, GOP senators said, ensuring that the Obamacare debate will be part of the 2018 mid-term elections, just like it was in every election since 2010.

But unless the Senate math shifts, Republicans are no closer to 50 votes than they were on the July evening when McCain dramatically ended the previous GOP repeal effort. And after Collins confirmed on Monday that she’s the third republican to oppose the bill, its fate was sealed…

September 27, 2017: The Intercept posted an article titled: “Lindsey Graham on Obamacare Repeal: I Had No Idea What I Was Doing”. It was written by Ryan Grim and Aida Chávez. From the article:

Senate Democrats and their progressive allies spend the last week and a half in a full-blown mobilization against an existential threat to the Affordable Care Act.

Now that it has fizzled out, the lead author of the measure, known as the Graham-Cassidy bill, has an admission to make: He had no clue what he was doing…

…But now that it’s over, the old Graham is back and more than willing to laugh at how improbable it was that a national security expert briefly held the national limelight as a supposed health policy wonk.

Graham, though, said he was not alone in his lack of understanding of health care. “Nobody in our conference believes Obamacare works. It must be replaced. But until now, we didn’t know how to do it.” Graham told reporters in the Capitol on Tuesday…

…A reporter pointed out that his ignorance at this late stage is hard to understand. “You’ve been working to overhaul this for seven years. Why is this so hard?” she asked.

“Well, I’ve been doing it for about a month. I thought everybody else knew what the hell they were taking about, but apparently not,” Graham clarified, adding he had assumed “these really smart people will figure it out.”…

…Republican leaders conceded Tuesday that they did not have the 50 votes they needed to move forward with Graham-Cassidy. Of the 52 Republicans in the Senate, John McCain of Arizona, Rand Paul of Kentucky, and Susan Collins of Maine publicly opposed the legislation, making the math easy.

Alaska Sen. Lisa Murkowski issued a statement after Graham-Cassidy was pulled from the floor, strongly implying she had also opposed the bill…

September 30, 2017: The New York Times posted an article titled: “‘Little Lobbyists’ Help Save the Health Care Law, for now”. It was written by Robert Pear. From the article:

…In the long-running battle over health care, doctors, hospitals, and insurance companies have spent millions of dollars this year. But some of the most effective advocacy has come from pint-size petitioners who spent nothing at all: children with serious medical needs who told their stories to members of Congress…

…Children like Jackson [12-years-old] and Henry [9-years-old] [both of whom have a genetic condition Noonan syndrome, which causes a bleeding disorder, short stature, and digestion problems] have put a human face on the debate over insurance regulation, premium subsidies, Medicaid expansion and cost estimates by the Congressional Budget Office.

The American Medical Association, the American Hospital Association, America’s Health Insurance Plans and dozens of other industry groups lined up against the Republican repeal bills. But, lawmakers said, what really sank the legislation was the outpouring from constituents, and few were as influential as the lobbyists who pleaded for their own lives and the lives of other children with special needs…

…The House Democratic leader, Nancy Pelosi of California, said the young lobbyists “have made all the difference in the world.” And she described the parents as formidable: “You do not want to stand in between one of these moms and the good health care of her child.”

The effort started when five families visited Senate offices in June for a day of lobbying….

October 2017: Health Affairs released an Abstract on a research article titled: “Early Medicaid Expansion Associated With Reduced Payday Borrowing In California.”

It was written by Heidi Allen, an associate professor in the School of Social Work, Columbia University in New York City; Ashley Swanson, an assistant professor of health care management and the Wharton School Senior Fellow at the Leonard Davis Institute of Health Economics, both at the University of Pennsylvania, in Philadelphia; Jialan Wang, an assistant professor of finance at the College of Business, University of Illinois at Urbana-Champaign; and Tal Gross, an assistant professor in the Department of Markets, Public Policy, and Law at Questrom School of Business, Boston University, in Massachusetts.

From the Abstract:

We examined the impact of California’s early Medicaid expansion under the Affordable Care Act on the use of payday loans, a form of high-interest borrowing used by low- and middle-income Americans. Using a data set for the period 2009-13 (roughly twenty-four months before and twenty-four months after the 2011-12 Medicaid expansion) that covered the university of payday loans from five large payday lenders with locations around the United States, we used a difference-in-difference research design to asses the effect of the expansion on payday borrowing, comparing trends in early-expansion counties in California to those in counties nationwide that did not expand early.

The early Medicaid expansion was associated with an 11 percent reduction in the number of loans taken out each month. It also reduced the number of unique borrowers each month and the amount of payday loan debt. We were unable to determine precisely how and for whom the expansion reduced payday borrowing, since to our knowledge, no data exists that directly link payday lending to insurance status. Nonetheless, our results suggest that Medicaid reduced the demand for high-interest loans and improved the financial health of American families.

October 5, 2017: The Washington Post posted an article titled: “As ACA enrollment nears, administration keeps cutting federal support of the law”. It was written by Julie Eilperin. From the article:

…Supporters of the Affordable Care Act see the president’s opposition even to changes sought by conservative states as part of a broader campaign by his administration to undermine the 2010 health-care law. In addition to trying to cut funding for the ACA, the Trump administration also is hampering state efforts to control premiums. In the case of Iowa, that involved a highly unusual intervention by the president himself.

And with the fifth enrollment season set to begin Nov. 1, advocates say the Health and Human Services Department has done more to suppress the number of people signing up than to boost it. HHS has slashed grants to groups that help consumers get insurance coverage, for example. It also has cut the enrollment period in half, reduced the advertising budget by 90 percent and announced an outage schedule that would make the website less available than last year.

The White House also has yet to commit to funding the cost-sharing reductions that help about 7 million lower-income Americans afford out-of-pocket expenses on their ACA health plans. Trump has regularly threatened to block them and, according to an administration official who was not authorized to speak publicly, officials are considering action to end the payments in November.

The uncertainty has driven premium prices much higher for 2018. A possible move by the Treasure Department to ease the requirement that most Americans obtain coverage could further erode a core element of the law…

…Trump and his aides are also looking for ways to loosen the existing law’s requirements, now that the latest congressional attempt to repeal it outright has failed. The Treasury Department may broaden the ACA’s “hardship exemption” so that taxpayers don’t face costly penalties for failing to obtain coverage, a Republican briefed on the plan said. That is sure to depress enrollment among the younger, healthier consumers whom insurers count on to help buffer the health-care costs of sicker customers…

October 10, 2017: Vox posted an article titled: “The Trump administration’s case against birth control is a stunning distortion of science”. It was written by Julia Belluz. From the article:

On Friday, the Trump Administration released long-anticipated rules that relax the Obama-era birth control mandate, which required employers to offer insurance that covered contraception for women.

Effective immediately, some companies can now more easily refuse to cover the cost of birth control by seeking religious or moral exemptions.

To justify this rollback, the administration wrote pages into the new regulations that challenge well-established research on the health impact of birth control – from whether contraceptives reduce unwanted pregnancies to the harms and benefits of the Pill.

Altogether, the case presented against birth control is a stunning distortion of the research on contraception. And it’s anything but novel…

The article continues by debunking the distortion of research on contraception presented by the Trump administration. Vox presented a series of facts in a way that is easy to understand. The Vox article provides many links to the sources of the information they present.

October 10, 2017: The Hill posted an article titled: “New York, California threaten to sue over health-care subsidies”. It was written by Rebecca Savransky. From the article:

Attorneys general from California and New York say they are prepared to sue the Trump administration to protect health care subsidies that the White House said would be cut off.

New York Attorney General Eric Schneiderman (D) said in a statement that hundreds of thousands of New York families rely on ObamaCare’s subsidies for their health care….

October 11 2017: California Healthline posted an article titled “California Slaps Surcharge On ACA Plans As Trump Remains Coy on Subsidies”. It was written by Chad Terhune. From the article:

California’s health exchange said Wednesday it has ordered insurers to add a surcharge to certain policies next year because the Trump administration has yet to commit to paying a key set of consumer subsidies under the Affordable Care Act.

The decision to impose a 12.4 percent surcharge on silver-level health plans in 2018 means the total premium increase for them will average nearly 25 percent, according to Covered California. Taxpayers, not consumers, will bear the brunt of the extra rate hike because federal premium assistance for policyholders, which is pegged to the cost of coverage, will also increase…

…In August, Covered California announced that 2018 premiums would rise by 12.5 percent, on average, statewide. That ticked down slightly to 12.3 percent during regulatory review. But the exchange also warned that the additional increase, averaging 12.4 percent, would be added to the silver-tier plans if President Donald Trump failed to commit to continued funding for the so-called cost-sharing subsidies that help reduce some consumers’ out-of-pocket expenses. Those payouts total about $7 billion this year nationwide.

Trump has continued paying them on a month-to-month basis while repeatedly threatening to cut them off and repeal the entire health law. He referred to the payments as “bailouts” for insurance companies…

…In Idaho, for example, the average rate for silver plans will increase 40 percent in 2018, double what the rate hike would have been had the Trump administration committed to funding the cost-sharing subsidies, according to Dean Cameron, director of the state’s Department of Insurance…

October 12, 2017: Trump signed an Executive Order titled: “Presidential Executive Order Promoting Healthcare Choice and Competition Across the United States”.  Here are a few key points from this Executive Order:

…Among the myriad areas where current regulations limit choice and competition, my Administration will prioritize three areas for improvement in the near term: association health plans (AHPs), short-term, limited-duration insurance (STLDI), and health reimbursement arrangements (HRAs).

Large employers often are able to obtain better terms on health insurance for their employees than small employers because of their larger pools of insurable individuals across which they can spread risk and administrative costs. Expanding access to AHPs can help small businesses overcome this competitive disadvantage by allowing them to group together to self-insure or purchase large group health insurance. Expanding access to AHPs will also allow more small businesses to avoid many of the PPACA’s costly requirements. Expanding access to AHPs would provide more affordable health insurance options to many Americans, including hourly wage earners, farmers, and the employees of small business and entrepreneurs that fuel economic growth.

STLDI is exempt from the onerous and expensive insurance mandates and regulations included in title I of the PPACA. This can make it an appealing and affordable alternative to government-run exchanges for many people without coverage available to them through their workplaces…

…HRSs are tax-advantaged, account-based arrangements that employers can establish for employees to give employees more flexibility and choices regarding their healthcare. Expanding the flexibility and use of HRAs would provide many Americans, including employees who work at small businesses, with more options for financing their healthcare.

My Administration will also continue to focus on promoting competition in healthcare markets and limiting excessive consolidation throughout the healthcare system…

October 12, 2017: Los Angeles Times posted an article titled: “Anthem eases up on 2018 health insurance premium hike after pressure from California”. It was written by Chad Terhune. From the article:

Insurance giant Anthem Blue Cross agreed to reduce two planned premium increases for 2018 after California regulators questioned the company’s rationale for raising rates by as much as it had initially proposed.

The scaled-back rate hikes, in the individual and small-employer markets, will reduce premiums by $114 million, state officials said…

…As a result of the department’s intervention, the nation’s second-largest health insurer shaved 3 percentage points off its 2018 rate increases for individuals and families, still leaving a hike of 3.3%. That puts the company second – after Molina Healthcare – among the 11 insurers that sell in the Covered California exchange. Anthem also cut its rate hikes on small businesses by more than half to 2.5%.

The smaller premium hikes are expected to save individuals about $21 million and small-business customers an estimated $93 million…

…Like all California insurers, Anthem had been asked by state official to submit two rate filings for the individual market. The lower set of rates assumed that the Trump administration would continue to pay so-called cost-sharing subsidies that help low-income consumers with out-of-pocket costs. The higher rate increases, which state officials adopted on Wednesday, assume President Donald Trump might make good on his threats to end those payments…

…However, the 37.3% average increase from Anthem still “poses a real concern for consumers,” especially those who do not qualify for federal tax credits that help pay for premiums, [Dena] Mendelsohn [a staff attorney for Consumers in San Francisco] said…

October 12, 2017: The Hill posted an article titled “Trump to cut off key ObamaCare payments”. It was written by Rebecca Savaransky and Nathaniel Wexiel. From the article:

President Trump will end key payments to insurers selling ObamaCare plans, the White House Announced late Thursday, marking Trump’s most aggressive move yet to dismantle the law after multiple GOP efforts to repeal and replace it failed this year.

The Trump administration has continued making the disbursements to insurers, known as cost-sharing reduction payments, on a monthly basis. But Trump had consistently threatened to end the payments, which are worth an estimated $7 billion this year…

…The payments were created as part of the Affordable Care Act but were then the subject of a lawsuit by House Republicans during the Obama administration. A federal court ruled the payments were being made illegally, but the Obama administration appealed.

Congress could still decide to appropriate the payments, and there is bipartisan agreement that they should be made. But no action has been taken, and some Republicans are hesitant to vote for what they see as a bailout of ObamaCare…

…The administration’s decision is likely to lead to lawsuits. It also puts enormous pressure on lawmakers to reach a deal on funding the payments, adding yet another partisan battle to an already full calendar…

…Cutting off the subsidies could throw the ObamaCare marketplace into chaos…

…The payments help low-income people afford co-pays, deductibles and other out-of-pocket costs associated with health insurance policies. Insurers have called the payments critical, saying that with them, they would have to massively increase premiums or exit the individual market.

Many insurers have already priced their plans for the coming open enrollment period, which begins Nov. 1…

…The decision on the payments comes after Trump on Thursday signed an executive order aimed at loosening ObamaCare restrictions on insurance plans, which could help destabilize the law.

October 12, 2017: Attorney General Eric T. Schniederman tweeted: “#BREAKING Mr. President, stop using NY families as political pawns. We’ll sure to defend #ACA subsidies.”  The tweet included a screenshot of his statement which reads:

…New York Attorney General Eric T. Schniderman released the following statement:

“Hundreds of thousands of New York families rely on the Affordable Care Act’s subsidies for their health care – and again and again, President Trump has threatened to cut off these subsidies to undermine our healthcare system and force Congress to the negotiating table. That’s unacceptable.

“I will not allow President Trump to once again use New York families as political pawns in his dangerous, partisan campaign to eviscerate the Affordable Care Act at any cost.

“This summer, the costs granted our intervention to defend these vital subsidies and the quality, affordable heath care they ensure for millions of families across the country. Our coalition of states stands ready to sue if President Trump cuts them off.”…

October 12, 2017: Attorney General of California, Xavier Becerra tweeted: “I am prepared to sue the #Trump Administration to protect #health subsidies, just as when we successfully intervened in #HousevPrice!”

October 13, 2017: The Sacramento Bee posted an editorial titled: “Trump’s latest attempt to gut Obamacare takes direct aim at 650,000 of our neighbors”. It was written by California Attorney General Xavier Becerra. From the editorial:

…Having failed to get his way in the Republican-controlled Congress, Trump Thursday night signed an especially mean-spirited executive order that seeks to revoke federal funding for what are called cost-sharing reductions.

These subsidies are paid to insurance companies under the Affordable Care Act specifically to help low-income people make co-payments for hospitalization and visits to doctors. Trump’s plan to cut payments starting on October 20 is sure to further disrupt the insurance market in some states.

In California, state officials anticipated the action, and took steps to ease its impact. Still, as many as 1.4 million Californians who earn less than $30,000 a year qualify for the subsidies. They are not individuals who can readily absorb the impact of having to pay the full cost of a doctors’ visit or hospitalization…

October 13, 2017: Donald J. Trump @realDonaldTrump tweeted: “The Democrats ObamaCare is imploding. Massive subsidy payments to their pet insurance companies has stopped. Dems should call me to fix!”

October 13, 2017: Los Angeles Times posted an article titled: “Effect of Trump’s Obamacare subsidy cuts is blunted in California – for now”. It was written by Chad Terhune, Julie Rovner, and Emily Bazar. From the article:

Unable to get Congress to “repeal and replace” the Affordable Care Act, President Trump this week took matters into his own hands.

Late Thursday evening, the White House announced it would stop paying key subsidies, known as “cost-sharing reductions”, that compensate insurers for providing discounts on deductibles, co-pays, and other out-of-pocket costs to low-income consumers.

These cost reductions are available to policyholders in the Obamacare exchanges with incomes under 250% of the federal poverty line, or about $30,000 in income a year for an individual. The subsidies, which are separate from the tax credits that help millions of people pay their premiums, have been the subject of a lawsuit that is ongoing.

The tax credits are not affected by Trump’s decision…

…Cutting off payments to insurers for the out-of-pocket discounts they provide to lower-income exchange enrollees does not mean those people will not longer get help. The law, and insurance company contracts with the federal government, require that those discounts be granted. That means insurance companies will have to figure out how to recover the money they were promised.

In many states, including California, insurers had already raised 2018 premiums by an additional amount to offset the loss of premiums in the face of earlier threats by Trump to end them…

…Californians who make too much money to qualify for the federal premium assistance and do not receive discounts on their out-of-pocket expenses for care would be hit the hardest by the surcharge. To address that, Covered California created a new silver plan that will be sold outside the exchange that won’t be subject to the surcharge…

October 13, 2017: The Federal Register (part fo the National Archives and Records Administration) posted “Religious Exemptions and Accommodations for Coverage of Certain Preventative Services Under the Affordable Care Act.”  Here are some key points:

  • The effective date of this rule was listed as 10/06/2017 – which means it went into affect BEFORE it was posted on The Federal Register, and BEFORE the public could comment on it.
  • The rule is by the Internal Revenue Service, the Employee Benefits Security Administration, and the Health and Human Services Department.
  • The rule information about this rule says: “Written comments on these interim final rules are invited and must be received by December 5, 2017.”  Right above that information, it says” These interim final rules and temporary regulations are effective on October 6, 2017. The Trump administration decided that, no matter what the content of the public comments are submitted, it would put this rule into effect BEFORE the rule was posted on the Federal Register.
  • The Summary of the rule says:

The United States has a long history of providing conscience protections in the regulation of health care for entities and individuals with objections based on religious belief and moral convictions. These interim final rules expand exemptions to protect religious beliefs for certain entities and individuals whose health plans are subject to a mandate of contraceptive coverage through guidance pursuant to the Patient Protection and Affordable Care Act. These rules to no alter the discretion of the Health Resources and Services Administration (HRSA), a component of the United States Department of Health and Human Services (HHS), to maintain guidelines requiring contraceptive coverage where no regulatory recognized objection exists. These rules also leave the “accommodation” process in place as an optional process for certain exempt entities that wish to use it voluntarily. These rules do not alter multiple other Federal programs that provide free or subsidized contraceptives for women at risk of unintended pregnancy.

The Trump administration points toward the Religious Freedom Restoration Act of 1993 (RFRA) as the reason why it is choosing to allow religious employers, who are opposed to any or all types of contraception, to refuse to provide coverage for it in the health insurance it provides to it’s female employees.

Later, the rule notes that the guidelines created by the Health Resources and Services Administration when the Affordable Care Act was being written were informed by a report from the Institute of Medicine (IOM). Here is a key paragraph from that section of the rule:

…The IOM made a number of recommendations with respect to women’s preventative services. As relevant here, the IOM recommended that the Guidelines cover the full range of Food and Drug Administration (FDA)-approved contraceptive methods, sterilization procedures, and patient education and counseling for women with reproductive capacity. Because the FDA includes the category of “contraceptives” certain drugs and devices the may not only prevent contraception (fertilization), but may also prevent the implantation of an embryo, the IOM’s recommendation included several contraceptive methods that many persons and organizations believe are aborifacient – that is, as causing early abortion – and which they conscientiously oppose for that reason distinct from whether they also oppose contraception or sterilization…

That paragraph is using incorrect information. has accurate information about what the Affordable Care Act included as covered contraceptive methods:

  • Barrier methods, like diaphragms and sponges
  • Hormonal methods, like birth control pills and vaginal rings
  • Implanted devices, like intrauterine devices (IUDs)
  • Emergency contraception, like Plan B and ella
  • Sterilization procedures
  • Patient education and counseling.

The information notes that “Plans aren’t required to cover drugs that induce abortions and services for male reproductive capacity, like vasectomies”.  The contraceptive methods listed above ARE NOT ABORTIFACIENTS. They are contraceptive methods. The Trump administration fails to understand that contraception does not cause abortion.

Medication abortion (also called the “abortion pill”) DOES cause abortion. First, a woman is given a mifepristone pill at the clinic. The woman takes a misoprostol pill about 6 to 48 hours later. Together, those two medications cause abortion. Medication abortion is NOT on the list of covered contraceptive methods.  An person may “believe” that contraception causes abortion – but that belief simply does not match the scientific and medically based facts about how contraception works.

October 14, 2017: Los Angeles Times posted an article titled: “Trump tweets that he’s ‘very proud’ of his move to end healthcare subsidies”. It was written by Lisa Mascaro. From the article:

President Trump defended his move to halt federal health insurance payments for millions of low-income Americans, even as he acknowledged rising costs faced under the Affordable Care Act.

Trump, in a series of tweets late Friday and into Saturday morning, appeared intent on deflection the outpouring concern that Americans will suffer under his executive order this week to scrap the payments…

The Los Angeles Times article included the following tweets:

October 14, 2017: Donald J. Trump @realDonaldTrump tweeted: “Health Insurance stocks, which have gone through the roof during ObamaCare years, plunged yesterday after I ended their Dems windfall!”

October 14, 2017: Donald J. Trump @realDonaldTrump tweeted: “Very proud of my Executive Order which will allow greatly expanded access and far lower costs for HealthCare. Millions of people benefit!”

…The president had wavered for months over so-called cost-sharing reduction payments, which Republicans in Congress had long targeted in their effort to dismantle Obamacare.

Under the act, the federal government pays insurers to reduce costs of policies for lower-income Americans not covered by their employers. The payments cost about $7 billion a year…

October 25, 2017: The Hill posted an article titled: “Judge won’t force Trump to keep making ObamaCare payments.” It was written by Nathaniel Weixel. From the article:

A federal court in California has struck down an emergency motion that would have forced the Trump administration to continue making ObamaCare subsidy payments to insurers.

U.S. District Judge Vince Chhabria denied the motion for an injunction, saying he was skeptical that cutting off the payments known as cost-sharing reductions (CSR) would cause an immediate injury to residents of the state.

He noted many states, including California, saw “the writing on the wall” and took actions to mitigate any potential harm if the payments were ended…

…California allowed insurers to add a surcharge to the mid-level silver plans, which increases the amount of tax credit subsidies available. So even though premiums would spike for silver plans, consumers would have other, cheaper, options.

Eighteen states and Washington D.C., signed onto the motion for a temporary restraining order that would have forced the administration to keep making the payments while a lawsuit worked its way through the courts.

Trump cut off the payments earlier this month, which are required under the law and help low-income people afford co-pays and deductibles…

November 8, 2017: The Congressional Budget Office posted a report titled: “Repealing the Individual Health Insurance Mandate: An Updated Estimate”. From the summary of the report:

The Affordable Care Act (ACA) includes a provision, generally called the individual mandate, that requires most U.S. citizens and noncitizen who lawfully reside in the country to have health insurance meeting specified standards and that imposes penalties on those without an exemption who do not comply. In response to interest from Members of Congress, CBO and the staff of the Joint Committee on Taxation (JCT) have updated their estimate of the penalty that people who have no health insurance and who are not exempt from the mandate must pay under current law…

Results of the analysis done by the Congressional Budget Office (CBO) and the Joint Committee on Taxation (JCT) about repealing the individual mandate:

  • Federal budget deficits would be reduced by about $338 billion between 2018 and 2027.
  • The number of people with health insurance would decrease by 5 million in 2019 and 13 million in 2027.
  • Nongroup insurance markets would continue to be stable in almost all areas of the country throughout the coming decade.
  • Average premiums in the non group market would increase by about 10 percent in most years of the decade (with no changes in the ages of people purchasing insurance accounted for) relative to CBO’s baseline projections.

…Those effects would occur mainly because healthier people would be less likely to obtain insurance and because, especially in the non group market, the resulting increases in premiums would cause more people to not purchase insurance…

…CBO and JCT’s estimates of this policy are inherently imprecise because the ways in which federal agencies, states, insurers, employers, individuals, doctors, hospitals, and other affected parties would respond to it are all difficult to predict. The responses by individuals in the short term to a policy that would repeal the mandate are uncertain, for example…

…CBO and JCT’s baseline projections are also uncertain, and revisions to them would alter interactions and change the estimate of the effects of eliminating the mandate. For example, if there are no payments for CSRs, premiums in the marketplaces would probably be higher than projected in the baseline. (The Administration has halted those payments, but the baseline projections used in this estimate incorporated the assumption that they would continue.) Premiums that are higher than those in the baseline projections would tend to boost the budgetary savings under this policy by increasing the estimated per-person savings from people no longer enrolling in nongroup coverage. As another example, subsidized enrollment in the marketplaces might be lower than projected in the baseline, which would tend to decrease the budgetary savings under this policy.

Despite the uncertainty, some effects of this policy are clear. For instance, the federal deficit would be many billions of dollars lower than under current law, and the number of uninsured people would be millions higher.

November 16, 2017: The House of Representatives voted on H.R 1. – Tax Cuts and Jobs Act. (More details on H.R. 1 are presented later in this blog post.)  The vote was 227 YEAS to 205 NAYS – which means that H.R. 1 passed.

Most of the Representatives who voted “YEA” were Republicans. Some Republican Representatives voted “NAY”:

  • Dan Donovan (New York District 11)
  • John Faso (New York District 19)
  • Rodney Frylinghuysen (New Jersey District 11)
  • Darrel Issa (California District 3)
  • Walter Jones (North Carolina District 3)
  • Peter T. King (New York District 2)
  • Leonard Lance (New Jersey District 7)
  • Frank A. LoBiondo (New Jersey District 2)
  • Tom McClintock (California District 4)
  • Dana Rohrabacher (California District 48)
  • Christopher H. Smith (New Jersey District 4)
  • Elise Stefanik (New York District 21)
  • Lee Zeldin (New York District 3)

Almost all of the Democrats, and both of the Independents voted “NAY”. Mark Pocan (Wisconsin District 2 – Democrat) did not vote.

November 14, 2017: The Washington Post posted an analysis titled: “Why repealing Obamacare’s individual mandate is so crucial to tax reform.” It was written by Carolyn Y. Johnson. From the analysis:

Senate Republicans slipped the repeal of a key Affordable Health Care Act provision into their tax bill Tuesday, adding a provision that would allow them to declare a victory on health care while gaining more than $300 billion to offset the cost of tax reform.

The individual mandate is one of the most unpopular parts of the ACA – a requirement that people either buy health insurance or pay a penalty. About 6.5 million taxpayers paid a fine in 2016, according to a January letter sent by IRS Commissioner John Koskien.

On one hand, repealing the mandate would be a way for Republicans to claim they are keeping their promise on unraveling President Barack Obama’s signature health-care law. But dragging a major health care provision into the tax bill provides a major second benefit: giving politicians more wiggle room on their tax plan.

The tax plan can only add $1.5 trillion to the deficit over the next decade, and Republicans are bumping up against that limit. So if they want to make more changes, they’ll probably need more money. Repealing the mandate frees up about $338 billion over a decade, according to an analysis by the nonpartisan Congressional Budget Office.

At first glance, getting rid of the penalty might appear to make tax reform harder, since the government would lose a source of income – penalty payments by uninsured people that were projected to add up to $43 billion over a decade, according to the CBO. But a repeal would bring big savings because government spending on subsidies help people afford coverage would plummet: 13 million fewer people would have health insurance in 2027…

…The move to include the provision in the tax bill was immediately opposed by major health industry groups, including the main lobbies for health insurers, hospitals and physicians. The influential groups warned in a letter to politicians that the move would drive up premiums and leave more Americans uninsured…

November 28, 2017: The Arc Blog posted information about the Tax Cuts and Jobs Act in an article titled: “Why the Tax Cuts and Jobs Act is Bad for People with Disabilities”.  From the article:

  • House of Representatives – November 16, 2017 – House passed its version of the Tax Cuts and Jobs Act.
  • Senate – Week of November 27: Senate plans to vote on its version of the Tax Cuts and Jobs Act. 51 votes are needed to pass the legislation.

…Both bills would dramatically reduce revenue that the federal government uses to pay for critical programs. As the tax revenue decreases it will likely build pressure on Medicaid, Medicare, Supplemental Security Income, and other critical programs for people with disabilities to make up for lost revenue.

The House and Senate bills reduce federal revenue by about $1.5 trillion over 10 years. Members of Congress have acknowledged that passing these tax cuts will make it easier to justify spending cuts down the road. The Congressional Budget Office (CBO) also notes that automatic spending cuts may be triggered if Congress does not act to prevent them. These automatic cuts could mean a $25 billion dollar cut to Medicare in 2018. Automatic spending cuts could also slash funds that go to states to operate critical programs such as the Vocational Rehabilitation state grant program and the Social Services Block Grant.

The Arc Blog provided a chart that makes it easy to compare the House Bill and the Senate Bill.

  • Repeal of Individual Mandate for health insurance: (Is in the Senate Bill – but not in the House bill) – CBO estimates 13+ million fewer people with health insurance and premium hikes of 10% in the insurance marketplace. The individual mandate helps ensure that enough healthy people purchase health insurance to keep insurance affordable.
  • Repeal of the medical expenses deduction: (Is in the House Bill – but not in the Senate bill) – Nearly 9 million filers claim this deduction for medical care expenses that exceed 10% of an individual’s or family’s adjusted gross income. It offsets some of the high out-of-pocket medical expenses that some people with disabilities incur, such as high cost prescription drugs, long term physical and occupational therapies, wheelchairs, prosthetics, and long term supports and services.
  • Repeal of the Disabled Access  Credit (DATC):(Is in the House Bill – but not in the Senate Bill) – The DATC assists small businesses in meeting obligations under the Americans with Disabilities Act (ADA). It allows small businesses (with less than 31 employees and gross receipts less than $1 million a year) to claim a tax credit. The credit provides 50% of eligible expenditures between $250 and $10,000 for a maximum of $5,000.
  • Repeal of the Work Opportunity Tax Credit (WOTC): (Is in the House bill – but not in the Senate bill) –  WOTC is available to employers for hiring individuals from certain target groups, including people with disabilities. The WOTC for people with disabilities provides a tax credit for up to 40% of the first $6,000 in wages, for a maximum of $2,400 for SSI beneficiaries but up to $9,600 for certain disabled veterans.
  • Reduce affordable housing production under the Low-Income Housing Tax Credit (LIHTC) program: (This is in both the House bill and the Senate bill)- LIHTC funs the creation of affordable housing across the country. Both the House and Senate bills would make changes to the LIHTC program that would reduce the number of affordable housing units produced. Changes proposed by the Senate bill are estimated to reduce units produced by roughly 300,000 over the next 10 years. The House bill has proposed even more dramatic changes estimated to reduce units produced by nearly 1 million over the next 10 years.
  • Reducing incentives for charitable deductions: (This is in both the House bill and the Senate bill.) – Raising the standard deduction could reduce the number of taxpayers who itemize deductions – including charitable deductions – from the current 30% to 5%. Combined with a decrease in the top marginal tax rate, the disincentive to itemize would reduce charitable giving by $4.9 billion to $13.1 billion annually. Many of the providers of services to people with disabilities are non profits that rely on charitable giving.
  • Repeal or limit Orphan Drugs Credit: (This is in both the House Bill and the Senate bill. The House wants to repeal it. The Senate wants to limit it.) – Businesses can receive this credit for clinical testing expenses for certain drugs for rare diseases or conditions. It is estimated that if the orphan drug credit were repealed one-third fewer drugs addressing rare diseases would be developed in the future.
  • Creation of an inadequate paid leave tax credit: (In the Senate bill – but not in the House bill.) – The Senate bill would create a two-year employer tax credit for paid family and medical leave expenses, modeled after the Strong Families Act. As structured, this tax credit is likely to primarily subsidize companies that already offer paid leave or that would have chosen to offer new or expanded paid leave benefits without a tax credit. This means that, in addition to losing revenue, the proposal would do little to reduce current gaps in access to paid leave that particularly impacts workers with disabilities and their families.

December 2, 2017: The Senate voted on H.R.1 “Tax Cuts and Jobs Act). (More details on H.R.1 are presented later in this blog post.). The vote was 51 YEAS to 49 NAYS – which means that it passed.

All 51 Republican Senators voted “YEA”. All 47 Democratic Senators, and both Independent Senators, voted “NAY”.

December 5, 2017: The Daily Beast posted an article titled: “The Trump Administration Has Done Virtually Nothing to Advertise Obamacare”. It was written by Gideon Resnick and Sam Stein. From the article:

…The official CMS Twitter account has put out two tweets total with respect to open enrollment: the first to announce that it had begin, the second to release data regarding the number of people who had signed up for plans on the exchanges.

The HHS account, meanwhile, has put out five tweets alerting followers to the ability to choose a plan. But during that same time period, the department tweeted nine times about the holidays, including instructions for how to cook a ham on Thanksgiving – “make sure it’s cooked to 145 degrees” – and a link to “creative ways to use your holiday leftovers.”…

…The actual heads of the agencies have done even less. CMS Administrator Seems Verma has not tweeted about open enrollment once since the period to sign up for Obamacare plans began on Nov. 1.

The absence of a concerted push, let alone any push at all, is another facet in a longstanding attempt by the administration to either undermine Obamacare or facilitate its demise through neglect. A lack of tweets from top officials won’t have a massive impact on the final enrollment numbers, experts say, since few potential consumes are making purchasing decisions based off what Verma or Hargan say through that particular medium.

But collectively, the refusal of Trump administration officials to promote Obamacare – from shortening the open enrollment period to six weeks (it ends Dec. 15) to massively reducing television and digital advertising to cutting budges for local outreach officials – is likely to have a major impact…

…In addition to the lack of tweets, neither Verma nor Harlan nor anyone from the Trump administration have held enrollment events for Obamacare on the day enrollment began – something their predecessors did in strategic stops across the country during past enrollment periods…

…Even communications with lawmakers has been spotty. Sen. Angus King (I-ME) has, for instance, asked Verma to delay the deadline for Maine owing to a storm that knocked out power to nearly half a million people in the state. The Senator’s office has yet to receive a formal response, a spokesperson said. Though “Senator King’s conversations with Administrator Verma have left him feeling that she was taking the request very seriously.”…

December 12, 2017: The Hill posted an article titled: “Final GOP tax bill repeals ObamaCare mandate”. It was written by Peter Sullivan. From the article:

The final Republican tax-reform bill unveiled Friday repeals ObamaCare’s individual insurance mandate, leaving the GOP poised to blow a significant hole in the health-care law next.

The change, which takes effect 2019, removes one of the least popular parts of ObamaCare, but one that many experts warn is necessary to make the law function smoothly.

Without a mandate, there is less incentive for healthy people to enroll and balance out the costs of the sick. That is expected to lead to premium increases and could lead insurers to drop out of the markets, potentially leaving some areas of the country with no coverage options at all.

Republicans say the repeal of the mandate is a form of tax relief, because it lifts a penalty on people who decide not to buy coverage.

The Congressional Budget Office estimates that repealing the mandate will increase premiums by 10 percent and cause 13 million more people to be uninsured over a decade, but that markets would remain stable in “almost all” areas of the country…

…Repeal of the mandate was already included in the Senate-passed version of the bill, and its inclusion in the final draft was expected.

The bill appears to be on track to pass both chambers next week…

December 13, 2017: The Baltimore Sun posted an article titled: “Maryland health exchange extends deadline to enroll in Obamacare”. It was written by Meredith Cohn. From the article:

Marylanders seeking health insurance under the federal Affordable Care Act will get an extra seven days to sign up, state officials plan to announce Wednesday.

The new enrollment deadline is December 22 rather than Friday.

The deadline was extended by a week to accommodate procrastinators and avoid a last-minute enrollment crush at the end of this week.

The state had adopted a shortened 45-day enrollment period set by the Trump administration for purchasing health insurance, known as Obamacare, on the federal exchange used by most states. But Maryland operates its own online marketplace for those who do not get insurance through their jobs and was free to extend the deadline…

…Trump has disparaged the health law and taken several steps to undermine it, including limiting the enrollment period, reducing advertising for the exchange, and cutting federal subsidies to insurers to limit out-of-pocket costs for low-income enrollees – a move that forced Maryland regulators to approve last-minute premium increases on top of a previous round of increases for plans being sold next year.

GOP lawmakers are also seeking to eliminate the so-called individual mandate requiring everyone to have health insurance, a measure insurers consider crucial to maintaining a large, less-risky pool of consumers…

…The week-long enrollment extension negotiated with the two carries in Maryland, CareFirst BlueCross BlueShield and Kaiser Permanente, allows more time for consumers to shop around while still allowing coverage to begin for everyone on Jan. 1…

December 14, 2017: The Hill posted an article titled: “ObamaCare expected to suffer enrollment decline as Trump cuts timeframe.” It was written by Rachel Roubein and Jessie Hellman. From the article:

Fewer people are expected to sign up for ObamaCare coverage ahead of Friday’s deadline to enroll in the exchanges.

The Trump administration’s abbreviated enrollment period has left advocates acknowledging the numbers are almost surely going to be lower than the 9.2 million who signed up on at the end of the last open enrollment season.

It’s not clear how much the numbers will drop.

ObamaCare supporters have said the sign-ups so far have been higher than they anticipated in the face of what they view as the White House’s efforts to sabotage the health-care law…

…Nearly 4.7 million people have signed up for coverage on this year as of Dec. 9, compared to the about 4 million who signed up at a similar point last enrollment season.

But there are only a few more days to add to that total, and little if any chance that the Trump administration will extend the enrollment period…

…Advocates have also hammered the administration for a 90 percent cut to ObamaCare’s advertising budget and a 41 percent funding decrease to state and local groups that help people enroll in coverage. The Trump administration has argued that the programs were ineffective, and contends that ObamaCare is a fundamentally flawed law that’s driven up premiums and limited competition.

To match last year’s enrollment of 9.2 million, 4.5 million more people would need to sign up for plans. This doesn’t include residents of 11 states and D.C. that have their own exchanges, may of which have longer enrollment periods…

…A relatively small chunk of those enrollments will come from people who signed up on last year but didn’t pick a plan this year. They’ll be automatically re-enrolled in a similar plan and [Dan] Mendelsohn [president of Avalere, a health-care consulting company in Washington D.C.] expects this will be the case for about 1.5 million people.

Sign-ups typically sure around big deadlines. Last year, enrollment increased by 2 million from Dec. 10 to Dec. 17, since consumers had to sign up by Dec. 15 to have health insurance beginning Jan.1 (the administration extended the deadline to Dec. 18 due to increased demand)…

December 14, 2017: US Weekly posted an article titled: “John McCain Hospitalized Due to Side Effects From Cancer Treatment”. It was written by Stephanie Webber. From the article:

John McCain has been hospitalized as he continues to undergo cancer treatment. He was admitted to the Walter Reed Medical Center in Washington, D.C., on Wednesday, December 13, for side effects related to his cancer therapy.

For context,  Senator John McCain (Republican – Arizona) was battling brain cancer. Obviously, this could mean he would be unable to travel to the Senate for the purpose of voting.

December 14, 2017: Reuters posted an article titled:  “Senator McCain will vote on tax bill – No. 2 Republican”. From the article:

Republican Senator John McCain, who is receiving treatment for brain cancer and has missed votes this week, will be available next week to vote on the tax compromise bill, John Cornyn, the No. 2 Republican in the U.S. Senate, said on Thursday…

December 17, 2017: GovTrack posted information about H.R.1: Tax Cuts and Jobs Act. Several changes were made to H.R. 1 before it was voted on. The information from GovTrack covers changes made by the House and changes made by the Senate.  H.R. 1 covers more than health care, but I am only including the health care related portions in this blog post.

Original Summary: 

  • The Senate version of the bill will include a repeal of the individual mandate of the Affordable Care Act. The Congressional Budget Office (CBO) estimated that doing so would increase the number of uninsured Americans by 4 million in 2019 and 13 million in 2027 but reduce federal deficits by about $399 billion over ten years.

UPDATE #2: November 27, 2017: 

  • Four months after the failed vote on a partial repeal of the ACA, Senate Republicans are taking another shot by going after the individual mandate. This could risk the votes of Sen. Susan Collins (R-ME) and John McCain (R-AZ) who voted against their party to block the previous partial repeal. Sen. Collins has criticized the provision to repeal the individual mandate. Sen. Lisa Murkowski (R-AK), who also voted against partial repeal, came out in favor of repealing the individual mandate last week.

UPDATE #3: December 5, 2017:

  • The Senate Republican tax bill passed by a vote of 51-49 Friday, 12/1/2017. Senator Bob Corker (R-TN) was the only Republican to vote against the bill, on the grounds that it “could deepen the debt burden on future generations.”
  • Monday night the House voted to go to conference committee and selected its conferees. The Senate is expected to select its conferees later this week.
  • Some of the last minute changes made to the Senate version to satisfy otherwise hesitant Republican senators were made so hastily that they were hand-written in the margins.
  • Although the bull did not include the repeal of the individual mandate, Sen. Susan Collins (R-ME) pushed to make medical expenses that reach 7.5% of gross income deductible, as opposed to the current 10%. The House bill would repeal the deduction entirely.

UPDATE 4: December 17, 2017:

  • House and Senate Republicans have come to an agreement on the tax bill, H.R. 1, which they intend to pass before Congress goes on recess on the 22nd.
  • The Affordable Care Act’s individual mandate would be repealed.
  • Reducing the threshold for medical expenses from 10% of the individual’s income to 7.5%. This was included to win the vote of Sen. Susan Collins (R-ME).  (It also included other, non-health related things, to appease other Senators.)

December 17, 2017: The New York Times posted an article titled: “McCain, in Treatment for Cancer, is Likely to Miss Senate Tax Vote”. It was written by Thomas Kaplan. From the article:

Senator John McCain, who is battling brain cancer, has returned home to Arizona and is likely to miss the Senate’s vote this week to approve a sweeping tax overhaul, though President Trump said on Sunday that the senator would return if his vote was needed.

McCain’s office said in a statement on Sunday night that the senator, who had been hospitalized recently in the Washington area, would undergo physical therapy and rehabilitation at the Mayo Clinic in Arizona and “looks forward to returning to Washington in January.”…

…The absence of Mr. McCain, a Republican, is not expected to jeopardize the passage of the tax overhaul, as party leaders won the support of two key holdouts on Friday. and had appeared on track to have the support of all 52 Republican senators. The House and Senate are expected to approve the final tax bill by midweek…

December 17, 2017: CBS News posted an article titled: “Sen. John McCain back in Arizona, will miss vote on GOP tax bill”. From the article:

Republican Sen. John McCain returned home to Arizona after spending several days in a Maryland hospital recovering from side effects from chemotherapy treatment for brain cancer, CBS News has learned. He will spend the holidays with his family and will not be on hand for the final vote on the GOP tax passage expected this week. He’s expected to return to Washington in January…

…Despite a razor-thin margin needed to pas the measure, McCain;s presence will likely not be the determining factor in the vote. Two critical senators – Bob Corker of Tennessee and Marco Rubio of Florida – announced their support for the bill last week after initially saying they would oppose earlier versions…

…McCain is not the only senator sidelined by health problems. Sen. Thad Cochran, 80, of Mississippi, had a non-melanoma lesion removed from his nose earlier this week.

A spokesman for Cochran told CBS News last week that the senator went through an outpatient procedure and “is doing well and is available for votes as needed.”

December 17, 2017: The Guardian posted an article titled: “John McCain will not vote on Republican tax cuts this week”. From the article:

John McCain will not cast his vote on the Republican tax overhaul this week, a process the No2 Senate Republican said he expected will happen on Tuesday.

Donald rumor confirmed reports the Arizona Senator has gone home to spend the holidays with his family, after spending several days in hospital in Maryland because of side effects from his treatment for glioblastoma, an aggressive form of brain cancer.

The president, who called McCain’s wife Cindy on Friday, told reporters at the White House: “I understand he’ll come if we ever needed his vote, which hopefully we won’t. But the word is John will come back if we need his vote. It’s too bad. He’s going through a very tough time, there’s no question about it. But he will come back if we need his vote.”

John Cornyn earlier told ABC’s This Week he was “confident” the Senate would pass the tax cuts “probably on Tuesday”. Without other absences or defections, McCain’s absence would not put the bill in danger. The GOP holds a 52-48 balance in the Senate, where Democrat Doug Jones has not been seated since his shock win in the Alabama election. The Republican appointee Luther Strange remains in place…

December 19, 2017: Donald J. Trump @realDonaldTrump tweeted: “The United States Senate just passed the biggest in history Tax Cut and Reform Bill. Terrible Individual Mandate (ObamaCare)Repealed. Goes to the House tomorrow morning for a final vote. If approved, there will be a News Conference at The White House at approximately 1:00 P.M.”

December 19, 2017: The House of Representatives voted again on H.R. 1 (Tax and Jobs Bill) again. (More details on H.R. 1 were provided earlier in this blog post.) This time, the vote was held “On Agreeing to the Conference Report”. This time, the vote was 227 YEAS to 203 NAYS – which means it passed.

Most of the Representatives who voted “YEA” were Republicans.  Some Republican Representatives voted “NAY”:

  • Dan Donovan (New York District 11)
  • John Faso (New York District 19)
  • Rodney Frylinghuysen (New Jersey District 11)
  • Darrel Issa (California District 3)
  • Walter Jones (North Carolina District 3)
  • Peter T. King (New York District 2)
  • Leonard Lance (New Jersey District 7)
  • Frank A. LoBiondo (New Jersey District 2)
  • Dana Rohrabacher (California District 48)
  • Christopher H. Smith (New Jersey District 4)
  • Elise Stefanik (New York District 21)
  • Lee Zeldin (New York District 3)

Most of the Democrats voted “NAY”.  Mark Pocan (Wisconsin District 2 – Democrat) did not vote. Joseph Kennedy III (Massachusetts 4th District – Democrat) did not vote.

December 19, 2017: Common Dreams posted an article titled: “Without Remorse, House GOP Passes ‘Morally Corrupt, Cruel, and Barbaric’ Tax Bill”. It was written by Jake Johnson. From the article:

…Republicans are “robbing the American people and showing no remorse,” Rep. Pramila Jayapal (D-Wash.) said in a statement on Tuesday. “This tax scam dismantles the Affordable Care Act, throwing 13 million people off their healthcare. It eliminates most of the State and Local Tax deductions, short-changing communities and resulting in as much as $152 billion in cuts to education funding over the next decade. It runs up the deficit anywhere from $1 trillion to $1.5 trillion, triggering cuts to Medicare and Medicaid. Despite what Republicans say, the fact of the matter is that 80 percent of all tax benefits in this bill go to the top one percent.”

With their decision to “rubber stamp” a tax bill that many representatives clearly haven’t read or understood, House Republicans delivered the final tax bill over to the Senate, where a vote is expected Tuesday evening. Because the House hit a “procedural snag” following its vote, it will have to vote to approve the tax measure again Wednesday morning.

While the Senate margin will likely be closer, the last-minute decision of Sen. Susan Collins (R-Maine), to back the legislation – despite having few if any of her “demands” met – dealt a blow to hopes that the GOP will fail to get the bill to President Donald Trump’s desk.

Sen. Bob Corker (R-Tenn.), who has come under fire for changing his vote to “yes” following the inclusion of a provision that could net him a $1.1 million annual tax break, has given no indication that he will vote against the measure come Tuesday…

December 20, 2017: Covered California posted an article titled: “Covered California Looks Ahead to 2019 With Continued Strong Enrollment but National Uncertainty”. Covered California is the name of California’s health insurance marketplace. From the article:

  • Consumers have until the end of Friday, Dec. 22 to sign up for health coverage that begins on Jan. 1, 2018. Covered California’s open-enrollment period runs through Jan. 31, 2018.
  • More than 220,000 new enrollees selected a plan through Dec. 15, which remains ahead of last year’s pace.
  • Based on the first month’s enrollment, most consumers are paying less for their coverage in 2018.
  • The impending removal of the individual mandate penalty, with other key actions, means significant uncertainty for 2019 – which could lead to collapsing individual markets in many states in the absence of strong federal stabilization policies.
  • Lack of federal marketing: Health insurance needs to be sold, particularly to young and healthy individuals who are less likely to feel compelled to purchase coverage on their own. The federal administration significantly reduced the marketing and outreach budget for the current open-enrollment period, which could lead to fewer consumers enrolled, a less healthy risk mix and higher premiums for consumers.
  • Recent executive order: The president’s executive order called for regulations that would allow the sale of “association health plans” or “short term plans.” Depending on how those regulations are structured, these plans could skim healthier individuals off the individual market and leave consumers without comprehensive coverage. Not only would these consumers be enrolled in “Swiss cheese” policies that were common prior to the Affordable Care Act, those left in the exchanges would see higher premiums because of a less healthy consumer pool.
  • Without federal action to offset the destabilizing effects of these issues, Covered California estimates that between 10 and 20 states could be left without any carries in their exchanges in 2019. Consumers in the remaining exchanges could also face dramatically higher premiums, particularly those who do not receive any financial assistance.

December 20, 2017: The Senate voted again on H.R. 1 (Tax and Jobs Bill). This time, the vote was “On the Motion (Motion to Recede from the Senate Amendment to H.R. 1 and Concur with Further Amendment). The purpose of this vote was to reconcile the House of Representatives version of H.R.1 with the Senate version of H.R.1.  The two needed to match.

This time, the vote was 51 YEAS to 48 NAYS.   This means the motion was agreed to.

Almost all of the Republican Senators voted “YEA”. John McCain (Republican – Arizona) did not vote. He was spending the holidays with his family after being hospitalized for several days for side effects from chemotherapy from his cancer treatment.

All of the Democratic Senators, and both of the Independent Senators, voted “NAY”.

December 20, 2017: The House of Representatives voted again on H.R. 1 (Tax and Jobs Bill).  This time, the vote was “On Motion to Concur in the Senate Amendment”.  The vote was 224 YEAS to 201 NAYS – which means it passed.

Most of the Republican Representatives voted “YEA”. Some Republican Representatives voted “NAY”:

  • Dan Donovan (New York District 11)
  • John Faso (New York District 19)
  • Rodney Frylinghuysen (New Jersey District 11)
  • Darrel Issa (California District 3)
  • Walter Jones (North Carolina District 3)
  • Peter T. King (New York District 2)
  • Leonard Lance (New Jersey District 7)
  • Frank A. LoBiondo (New Jersey District 2)
  • Dana Rohrabacher (California District 48)
  • Christopher H. Smith (New Jersey District 4)
  • Elise Stefanik (New York District 21)
  • Lee Zeldin (New York District 3)

The majority of the Democratic Senators voted “NAY”.

The following Representatives did no vote:

  • Mo Brooks (Alabama District 5 – Republican)
  • Joseph Kennedy III (Massachusetts District 4 – Democrat)
  • Grace Napolitano (California District 32 – Democrat)
  • Mark Pocan (Wisconsin District 2 – Democrat)
  • Jim Rennacci (Ohio District 16 – Republican)
  • Lamar Smith (Texas District 21 – Republican)
  • Bennie Thompson (Mississippi District 2 – Democrat)

December 21, 2017: Administrator for the Centers for Medicare & Medicaid Services (CMS) Seems Verma @SeemaCMS tweeted: “Exchange open enrollment for 2018 coverage ended w/ approx 8.8M people enrolling in coverage. Great job to the @CMSGov team for the work you did to make this the smoothest experience for consumers to date. We take pride in providing great customer service.”

December 21, 2017: The New York Times posted an article titled: “Obamacare Sign-ups at High Levels Despite Trump Saying It’s ‘Imploding'”. It was written by Robert Pear. From the article:

The Trump administration said Thursday that 8.8 million people had signed up for health insurance through the Affordable Care Act’s federal marketplace, a surprisingly large number only slightly lower than the total in the last open enrollment period, which was twice as long and heavily advertised.

The numbers essentially defied President Trump’s assertion that “Obamacare is imploding.” They suggested that consumers want and need the coverage and subsidies available under the Affordable Care Act, even though political battles over the law, President Barack Obama’s signature domestic achievement, are sure to continue in Congress and in next year’s midterm election campaigns…

…The number of people who signed up this year was 96 percent of the 9.2 million who selected health plans or were automatically re-enrolled through the federal marketplace in the last sign-up season….

…Republican efforts to dismantle the Affordable Care Act this year had an unintended effect: They heightened public awareness of the law and, according to opinion polls, galvanized support for it among consumers who feared that it might be taken away…

…But the strong demand for insurance through the Affordable Care Act could set off new efforts to dismantle the law.

The tax cut that Mr. Trump will soon sign repeals the Affordable Care Act’s tax penalties for most Americans, who go without insurance, starting in 2019. The president said Wednesday that with elimination of the individual mandate, the health law is being effectively repealed, a statement that is untrue given the law’s expansion of Medicaid, the continued guarantee of coverage for people with pre-existing conditions, and the subsidies still available to millions of people with low or moderate income…

December 25, 2017: The Washington Post posted an article titled: “Republicans knock holes in Affordable Care Act but don’t demolish the law.” It was written by Amy Goldstein. From the article:

Before Congress left Washington for the year, Republicans finally made good on their determination to knock big holes in the Affordable Care Act, crippling its requirement that most Americans carry health insurance and leaving insurers without billions of dollars in promised federal payments.

At the same time, public support for the perennially controversial law has inched up to around its highest point in a half-dozen years. Nearly 9 million people so far have signed up for ACA health plans for 2018 during a foreshortened enrollment season, far surpassing expectations…

…With recent polls showing health care remains a top concern among voters, both major political parties have an incentive to wield it as an election issue. Democrats are likely to argue that the GOP wants to take coverage away from millions of Americans, with Republicans focusing on escalating insurance prices….

…After a year of full GOP control, congressional Republicans and the White House have damaged the ACA but fallen short of their vehement goal of dismantling broad swaths of it. More ambiguous is whether their end-of-year victory – removing tax penalties starting in 2019 for people who violate the insurance mandate – will whet the GOP’s appetite for taking apart more of the law…

…Trump sought last week to equate the part of the tax legislation that undermines the individual mandate with repeal of the entire law. His assertion at a Cabinet meeting was a pronounced overstatement. Other central figures of the ACA remain intact – including its insurance marketplaces, intended for Americans who do not have access to affordable health benefits through a job; the expansion of Medicaid in more than 30 states plus the District of Columbia; and premium subsidies…

December 26, 2017: Donald J. Trump @realDonaldTrump tweeted: “Based on the fact that the very unfair and unpopular Individual Mandate has been terminated as part of our Tax Cut Bill, which essentially Repeals (over time) ObamaCare, the Democrats & Republicans will eventually come together and develop a great new HealthCare plan!”

What happened next? The answer to that question can be found in a blog post titled: A Timeline of the GOP’s Attempts to Destroy Obamacare – Part Two.

A Timeline of the GOP’s Attempts to Destroy Obamacare – Part One is a post written by Jen Thorpe on Book of Jen and is not allowed to be copied to other sites.

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